First Mid Bancshares, Inc.

Symbol: FMBH

NASDAQ

32.29

USD

Market price today

  • 11.2096

    P/E Ratio

  • 3.8860

    PEG Ratio

  • 771.39M

    MRK Cap

  • 0.03%

    DIV Yield

First Mid Bancshares, Inc. (FMBH) Stock Price & Analysis

Shares Outstanding

0M

Gross Profit Margin

0.87%

Operating Profit Margin

0.27%

Net Profit Margin

0.20%

Return on Assets

0.01%

Return on Equity

0.09%

Return on Capital Employed

0.02%

Company general description and statistics

Sector: Financial Services
Industry: Banks - Regional
CEO:Mr. Joseph R. Dively
Full-time employees:1188
City:Mattoon
Address:1421 Charleston Avenue
IPO:1999-03-16
CIK:0000700565

First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate, and consumer loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning, investment, and farm management and brokerage services for individuals; and employee benefit services for business enterprises. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. It operates through a network of 52 banking centers in Illinois and 14 offices in Missouri, as well as a loan production office in Indiana. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.

General Outlook

When we look at how much money they make before expenses, they keep 0.870% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.266%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.197%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.009% return, is a testament to First Mid Bancshares, Inc.'s adeptness in optimizing resource deployment. First Mid Bancshares, Inc.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.094%. Furthermore, the proficiency of First Mid Bancshares, Inc. in capital utilization is underscored by a remarkable 0.016% return on capital employed.

Stock Prices

First Mid Bancshares, Inc.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $31.81, while its low point bottomed out at $30.8. This variance in figures offers investors a lucid insight into the roller-coaster ride that is First Mid Bancshares, Inc.'s stock market.

Liquidity Ratios

Analyzing FMBH liquidity ratios reveals its financial health of the firm. The current ratio of 23.06% gauges short-term asset coverage for liabilities. The quick ratio (89.31%) assesses immediate liquidity, while the cash ratio (20.59%) indicates cash reserves.

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Current Ratio23.06%
Quick Ratio89.31%
Cash Ratio20.59%

Profitability Ratios

FMBH profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 25.37% underscores its earnings before tax deductions. The effective tax rate stands at 22.31%, revealing its tax efficiency. The net income per EBT, 77.69%, and the EBT per EBIT, 95.42%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 26.59%, we grasp its operational profitability.

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Pretax Profit Margin25.37%
Effective Tax Rate22.31%
Net Income per EBT77.69%
EBT per EBIT95.42%
EBIT per Revenue26.59%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 0.23, it details the span from stock purchase to revenue. The 1 days it takes to settle debts showcases its creditor relations.

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Days of Sales Outstanding89
Days of Inventory Outstanding-3105
Operating Cycle-3066.12
Cash Conversion Cycle-3066
Receivables Turnover9.46
Inventory Turnover-0.12
Fixed Asset Turnover3.07
Asset Turnover0.05

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 3.32, and free cash flow per share, 3.14, depict cash generation on a per-share basis. The cash per share value, 63.06, showcases liquidity position. A payout ratio of 0.21 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, 0.22, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share3.32
Free Cash Flow per Share3.14
Cash per Share63.06
Payout Ratio0.21
Operating Cash Flow Sales Ratio0.22
Free Cash Flow to Operating Cash Flow Ratio0.95
Cash Flow Coverage Ratio0.14
Short Term Coverage Ratio0.29
Capital Expenditure Coverage Ratio18.97
Dividend Paid and Capex Coverage Ratio4.16
Dividend Payout Ratio0.03

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 7.59%, highlights its total liabilities relative to assets. With a debt-equity ratio of 0.73, we discern the balance between debt and equity financing. The long-term debt to capitalization, 27.96%, and total debt to capitalization, 42.21%, ratios shed light on its capital structure. An interest coverage of 1.04 indicates its ability to manage interest expenses.

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Debt Ratio7.59%
Debt Equity Ratio0.73
Long Term Debt to Capitalization27.96%
Total Debt to Capitalization42.21%
Interest Coverage1.04
Cash Flow to Debt Ratio0.14
Company Equity Multiplier9.62

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 17.68, provides a glimpse into top-line earnings distributed across each share. Net income per share, 3.17, reflects the portion of profit attributed to each share. The book value per share, 36.42, represents the net asset value distributed per share, while the tangible book value per share, 24.29, excludes intangible assets.

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Revenue Per Share17.68
Net Income Per Share3.17
Book Value Per Share36.42
Tangible Book Value Per Share24.29
Shareholders Equity Per Share36.42
Interest Debt Per Share29.12
Capex Per Share-0.17

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 51.95%, indicates top-line expansion, while the gross profit growth, 17.87%, reveals profitability trends. EBIT growth, -32.86%, and operating income growth, -32.86%, offer insights into operational profitability progression. The net income growth, -5.51%, showcases bottom-line expansion, and the EPS growth, -21.84%, measures the growth in earnings per share.

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Revenue Growth51.95%
Gross Profit Growth17.87%
EBIT Growth-32.86%
Operating Income Growth-32.86%
Net Income Growth-5.51%
EPS Growth-21.84%
EPS Diluted Growth-21.64%
Weighted Average Shares Growth20.59%
Weighted Average Shares Diluted Growth20.59%
Dividends per Share Growth138.19%
Operating Cash Flow Growth-72.27%
Free Cash Flow Growth-69.98%
10-Year Revenue Growth per Share50.31%
5-Year Revenue Growth per Share74.36%
3-Year Revenue Growth per Share58.67%
10-Year Operating CF Growth per Share-80.09%
5-Year Operating CF Growth per Share-71.30%
3-Year Operating CF Growth per Share-77.98%
10-Year Net Income Growth per Share25.98%
5-Year Net Income Growth per Share24.89%
3-Year Net Income Growth per Share16.72%
10-Year Shareholders Equity Growth per Share42.86%
5-Year Shareholders Equity Growth per Share10.53%
3-Year Shareholders Equity Growth per Share7.00%
10-Year Dividend per Share Growth per Share127.22%
5-Year Dividend per Share Growth per Share286.24%
3-Year Dividend per Share Growth per Share206.35%
Receivables Growth-100.00%
Inventory Growth100.00%
Asset Growth12.49%
Book Value per Share Growth3.89%
Debt Growth5.07%
SGA Expenses Growth-97.09%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 1,242,286,321.22, captures the company's total value, considering both debt and equity. Income quality, 1.10, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 3.47%, indicates the value of non-physical assets, and capex to operating cash flow, -4.80%, measures reinvestment capability.

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Enterprise Value1,242,286,321.22
Income Quality1.10
Sales General and Administrative to Revenue0.28
Intangibles to Total Assets3.47%
Capex to Operating Cash Flow-4.80%
Capex to Revenue-0.94%
Capex to Depreciation-25.76%
Stock-Based Compensation to Revenue0.43%
Graham Number50.93
Return on Tangible Assets0.94%
Graham Net Net-249.11
Working Capital-5,339,245,000
Tangible Asset Value528,973,000
Net Current Asset Value-6,632,425,000
Invested Capital1
Average Receivables31,719,500
Average Payables4,391,500
Average Inventory-39,269,500
Days Sales Outstanding33
Days Payables Outstanding23
Days of Inventory On Hand454
ROIC4.91%
ROE0.09%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 0.99, and the price to book ratio, 0.99, reflect the market's valuation relative to the company's book value. The price to sales ratio, 2.21, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 10.50, and price to operating cash flows, 9.94, gauge market valuation against cash flow metrics.

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Price Book Value Ratio0.99
Price to Book Ratio0.99
Price to Sales Ratio2.21
Price Cash Flow Ratio9.94
Price Earnings to Growth Ratio3.89
Enterprise Value Multiple8.68
Price Fair Value0.99
Price to Operating Cash Flow Ratio9.94
Price to Free Cash Flows Ratio10.50
Price to Tangible Book Ratio0.95
Enterprise Value to Sales3.23
Enterprise Value Over EBITDA14.05
EV to Operating Cash Flow16.38
Earnings Yield9.13%
Free Cash Flow Yield9.57%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of First Mid Bancshares, Inc. (FMBH) on the NASDAQ in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 11.210 in 2024.

What is the ticker symbol of First Mid Bancshares, Inc. stock?

The ticker symbol of First Mid Bancshares, Inc. stock is FMBH.

What is company IPO date?

IPO date of First Mid Bancshares, Inc. is 1999-03-16.

What is company current share price?

Current share price is 32.290 USD.

What is stock market cap today?

The market cap of stock today is 771391955.000.

What is PEG ratio in 2024?

The current 3.886 is 3.886 in 2024.

What is the number of employees in 2024?

In 2024 the company has 1188.