GIC Housing Finance Limited

Symbol: GICHSGFIN.NS

NSE

216.95

INR

Market price today

  • 7.7881

    P/E Ratio

  • 0.1210

    PEG Ratio

  • 11.68B

    MRK Cap

  • 0.02%

    DIV Yield

GIC Housing Finance Limited (GICHSGFIN-NS) Stock Price & Analysis

Shares Outstanding

53.85M

Gross Profit Margin

0.26%

Operating Profit Margin

0.24%

Net Profit Margin

0.14%

Return on Assets

0.00%

Return on Equity

0.17%

Return on Capital Employed

0.00%

Company general description and statistics

Sector: Financial Services
Industry: Financial - Mortgages
CEO:Mr. Paul A. Lobo
Full-time employees:321
City:Mumbai
Address:National Insurance Building
IPO:2002-07-01
CIK:

GIC Housing Finance Limited provides housing finance services in India. It grants housing loans to individuals, as well as to persons/entities engaged in construction of houses/flats for residential purposes. As of March 31, 2021, it had 75 offices. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

General Outlook

In simple terms, GIC Housing Finance Limited has 53.851 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.262% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.240%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.141%. This tells us they're good at keeping money after all costs.

Return on Investments

GIC Housing Finance Limited's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.175%.

Stock Prices

GIC Housing Finance Limited's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $213.65, while its low point bottomed out at $202.75. This variance in figures offers investors a lucid insight into the roller-coaster ride that is GIC Housing Finance Limited's stock market.

Profitability Ratios

GICHSGFIN.NS profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 18.99% underscores its earnings before tax deductions. The effective tax rate stands at 25.93%, revealing its tax efficiency. The net income per EBT, 74.09%, and the EBT per EBIT, 79.08%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 24.01%, we grasp its operational profitability.

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Pretax Profit Margin18.99%
Effective Tax Rate25.93%
Net Income per EBT74.09%
EBT per EBIT79.08%
EBIT per Revenue24.01%

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 5.44, and free cash flow per share, 5.44, depict cash generation on a per-share basis. Lastly, the operating cash flow sales ratio, 0.03, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share5.44
Free Cash Flow per Share5.44
Operating Cash Flow Sales Ratio0.03
Free Cash Flow to Operating Cash Flow Ratio1.00

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, -6.73%, indicates top-line expansion, while the gross profit growth, 9.72%, reveals profitability trends. EBIT growth, 11.05%, and operating income growth, 11.05%, offer insights into operational profitability progression. The net income growth, 101.95%, showcases bottom-line expansion, and the EPS growth, 64.39%, measures the growth in earnings per share.

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Revenue Growth-6.73%
Gross Profit Growth9.72%
EBIT Growth11.05%
Operating Income Growth11.05%
Net Income Growth101.95%
EPS Growth64.39%
EPS Diluted Growth64.39%
Dividends per Share Growth100.00%
Operating Cash Flow Growth134.72%
Free Cash Flow Growth140.63%
10-Year Revenue Growth per Share106.18%
5-Year Revenue Growth per Share0.99%
3-Year Revenue Growth per Share-7.13%
10-Year Operating CF Growth per Share412.54%
5-Year Operating CF Growth per Share174.71%
3-Year Operating CF Growth per Share178.16%
10-Year Net Income Growth per Share150.96%
5-Year Net Income Growth per Share15.60%
3-Year Net Income Growth per Share24.09%
10-Year Shareholders Equity Growth per Share174.57%
5-Year Shareholders Equity Growth per Share52.57%
3-Year Shareholders Equity Growth per Share20.48%
10-Year Dividend per Share Growth per Share-11.02%
5-Year Dividend per Share Growth per Share-20.01%
3-Year Dividend per Share Growth per Share-27.28%
Asset Growth-5.63%
Book Value per Share Growth11.26%
Debt Growth-7.67%

Valuation Ratios

The price to sales ratio, 1.10, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 39.85, and price to operating cash flows, 39.85, gauge market valuation against cash flow metrics.

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Price to Sales Ratio1.10
Price Cash Flow Ratio39.85
Price Earnings to Growth Ratio0.12
Enterprise Value Multiple4.32
Price to Operating Cash Flow Ratio39.85
Price to Free Cash Flows Ratio39.85
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of GIC Housing Finance Limited (GICHSGFIN.NS) on the NSE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 7.788 in 2024.

What is the ticker symbol of GIC Housing Finance Limited stock?

The ticker symbol of GIC Housing Finance Limited stock is GICHSGFIN.NS.

What is company IPO date?

IPO date of GIC Housing Finance Limited is 2002-07-01.

What is company current share price?

Current share price is 216.950 INR.

What is stock market cap today?

The market cap of stock today is 11682996145.000.

What is PEG ratio in 2024?

The current 0.121 is 0.121 in 2024.

What is the number of employees in 2024?

In 2024 the company has 321.