Impac Mortgage Holdings, Inc.

Symbol: IMH

AMEX

0.2249

USD

Market price today

  • -0.1937

    P/E Ratio

  • -0.0002

    PEG Ratio

  • 8.22M

    MRK Cap

  • 0.00%

    DIV Yield

Impac Mortgage Holdings, Inc. (IMH) Stock Price & Analysis

Shares Outstanding

36.57M

Gross Profit Margin

-10.84%

Operating Profit Margin

-23.31%

Net Profit Margin

-27.26%

Return on Assets

-0.41%

Return on Equity

2.80%

Return on Capital Employed

-0.37%

Company general description and statistics

Sector: Financial Services
Industry: Mortgage Finance
CEO:Mr. George A. Mangiaracina
Full-time employees:98
City:Irvine
Address:19500 Jamboree Road
IPO:1995-11-21
CIK:0001000298

Impac Mortgage Holdings, Inc. operates as a residential mortgage lender in the United States. It operates through three segments: Mortgage Lending, Real Estate Services, and Long-Term Mortgage Portfolio. The Mortgage Lending segment provides mortgage lending products through three lending channels, such as retail, wholesale, and correspondent and opportunistically retain mortgage servicing rights. The Real Estate Services segment provides loss mitigation and real estate services primarily on its long-term mortgage portfolio, including default surveillance, loan modification, short sale, and real estate owned surveillance and disposition services, as well as monitoring, reconciling, and reporting services for residential and multifamily mortgage portfolios. This segment provides services to investors, servicers, and individual borrowers primarily focusing on loss mitigation and performance. The Long-Term Mortgage Portfolio segment consists of residual interests in the securitization trusts reflected as trust assets and liabilities in its consolidated balance sheets. Impac Mortgage Holdings, Inc. was incorporated in 1995 and is based in Irvine, California.

General Outlook

In simple terms, Impac Mortgage Holdings, Inc. has 36.569 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep -10.838% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is -23.315%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of -27.262%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust -0.411% return, is a testament to Impac Mortgage Holdings, Inc.'s adeptness in optimizing resource deployment. Impac Mortgage Holdings, Inc.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 2.804%. Furthermore, the proficiency of Impac Mortgage Holdings, Inc. in capital utilization is underscored by a remarkable -0.374% return on capital employed.

Stock Prices

Impac Mortgage Holdings, Inc.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $0.18, while its low point bottomed out at $0.0486. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Impac Mortgage Holdings, Inc.'s stock market.

Liquidity Ratios

Analyzing IMH liquidity ratios reveals its financial health of the firm. The current ratio of 1074.43% gauges short-term asset coverage for liabilities. The quick ratio (741.44%) assesses immediate liquidity, while the cash ratio (714.08%) indicates cash reserves.

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Current Ratio1074.43%
Quick Ratio741.44%
Cash Ratio714.08%

Profitability Ratios

IMH profitability indicators offer a lens into its earnings landscape. A pretax profit margin of -2726.29% underscores its earnings before tax deductions. The net income per EBT, 100.00%, and the EBT per EBIT, 116.93%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of -2331.46%, we grasp its operational profitability.

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Pretax Profit Margin-2726.29%
Net Income per EBT100.00%
EBT per EBIT116.93%
EBIT per Revenue-2331.46%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 10.74, it details the span from stock purchase to revenue. The 7 days it takes to settle debts showcases its creditor relations. Meanwhile, a 7 cash conversion cycle and 91.73% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.

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Days of Sales Outstanding741
Operating Cycle397.93
Cash Conversion Cycle398
Receivables Turnover0.92
Fixed Asset Turnover0.62
Asset Turnover0.02

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, -0.16, and free cash flow per share, -0.16, depict cash generation on a per-share basis. The cash per share value, 1.21, showcases liquidity position. Lastly, the operating cash flow sales ratio, -3.64, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share-0.16
Free Cash Flow per Share-0.16
Cash per Share1.21
Operating Cash Flow Sales Ratio-3.64
Free Cash Flow to Operating Cash Flow Ratio1.00
Cash Flow Coverage Ratio-0.07
Short Term Coverage Ratio-0.91

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 82.87%, highlights its total liabilities relative to assets. With a debt-equity ratio of -4.31, we discern the balance between debt and equity financing. The long-term debt to capitalization, 133.37%, and total debt to capitalization, 130.22%, ratios shed light on its capital structure. An interest coverage of -5.37 indicates its ability to manage interest expenses.

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Debt Ratio82.87%
Debt Equity Ratio-4.31
Long Term Debt to Capitalization133.37%
Total Debt to Capitalization130.22%
Interest Coverage-5.37
Cash Flow to Debt Ratio-0.07
Company Equity Multiplier-5.20

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 0.36, provides a glimpse into top-line earnings distributed across each share. Net income per share, -1.65, reflects the portion of profit attributed to each share. The book value per share, -0.49, represents the net asset value distributed per share, while the tangible book value per share, -0.49, excludes intangible assets.

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Revenue Per Share0.36
Net Income Per Share-1.65
Book Value Per Share-0.49
Tangible Book Value Per Share-0.49
Shareholders Equity Per Share-0.49
Interest Debt Per Share2.89

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 28,213,410.8, captures the company's total value, considering both debt and equity. Income quality, -6.33, assesses the reliability of reported earnings.

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Enterprise Value28,213,410.8
Income Quality-6.33
Sales General and Administrative to Revenue2.44
Stock-Based Compensation to Revenue7.89%
Graham Number4.24
Return on Tangible Assets-65.36%
Graham Net Net-1.90
Working Capital35,294,000
Tangible Asset Value-11,603,000
Net Current Asset Value-33,018,000
Invested Capital-4
Average Receivables3,361,500
Days Sales Outstanding42
ROIC-123.91%
ROE3.40%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, -0.41, and the price to book ratio, -0.41, reflect the market's valuation relative to the company's book value. The price to sales ratio, 9.05, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, -2.48, and price to operating cash flows, -1.45, gauge market valuation against cash flow metrics.

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Price Book Value Ratio-0.41
Price to Book Ratio-0.41
Price to Sales Ratio9.05
Price Cash Flow Ratio-1.45
Enterprise Value Multiple0.76
Price Fair Value-0.41
Price to Operating Cash Flow Ratio-1.45
Price to Free Cash Flows Ratio-2.48
Price to Tangible Book Ratio-0.35
Enterprise Value to Sales3.28
Enterprise Value Over EBITDA-0.50
EV to Operating Cash Flow0.11
Earnings Yield-966.37%
Free Cash Flow Yield6116.27%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Impac Mortgage Holdings, Inc. (IMH) on the AMEX in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is -0.194 in 2024.

What is the ticker symbol of Impac Mortgage Holdings, Inc. stock?

The ticker symbol of Impac Mortgage Holdings, Inc. stock is IMH.

What is company IPO date?

IPO date of Impac Mortgage Holdings, Inc. is 1995-11-21.

What is company current share price?

Current share price is 0.225 USD.

What is stock market cap today?

The market cap of stock today is 8224346.000.

What is PEG ratio in 2024?

The current -0.000 is -0.000 in 2024.

What is the number of employees in 2024?

In 2024 the company has 98.