Kingsway Financial Services Inc.

Symbol: KFSYF

OTC

1.77

USD

Market price today

  • 9.2719

    P/E Ratio

  • 0.0861

    PEG Ratio

  • 38.42M

    MRK Cap

  • 0.00%

    DIV Yield

Kingsway Financial Services Inc. (KFSYF) Stock Price & Analysis

Shares Outstanding

21.71M

Gross Profit Margin

0.67%

Operating Profit Margin

-0.02%

Net Profit Margin

0.23%

Return on Assets

0.12%

Return on Equity

0.90%

Return on Capital Employed

-0.01%

Company general description and statistics

Sector: Consumer Cyclical
Industry: Auto & Truck Dealerships
CEO:Mr. John Taylor-Maloney Fitzgerald
Full-time employees:471
City:Itasca
Address:150 East Pierce Road
IPO:
CIK:0001072627

Kingsway Financial Services Inc., through its subsidiaries, engages in the extended warranty business services, asset management, and real estate businesses. The company operates through three segments: Extended Warranty, Leased Real Estate, and Kingsway Search Xcelerator. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs. This segment also sells new home warranty products, as well as offers uninsured warrant administration services to homebuilders and homeowners; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies. The Leased Real Estate segment owns a parcel of real property consisting of approximately 192 acres located in the State of Texas. The Kingsway Search Xcelerator offers outsourced finance and human resources consulting services, including operational accounting, such as bookkeeping, accounting, financial reporting, and analysis and strategic finance services; technical accounting comprising initial public offerings, SEC reporting, and international consolidation services; human resources, workforce management, and compliance support services; and advisory services. The company offers its products and services through credit unions, dealers, homebuilders, and consumers. Kingsway Financial Services Inc. was incorporated in 1989 and is based in Itasca, Illinois.

General Outlook

In simple terms, Kingsway Financial Services Inc. has 21.708 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.666% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is -0.017%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.230%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.124% return, is a testament to Kingsway Financial Services Inc.'s adeptness in optimizing resource deployment. Kingsway Financial Services Inc.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.900%. Furthermore, the proficiency of Kingsway Financial Services Inc. in capital utilization is underscored by a remarkable -0.009% return on capital employed.

Stock Prices

Kingsway Financial Services Inc.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $3.16, while its low point bottomed out at $3.01. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Kingsway Financial Services Inc.'s stock market.

Liquidity Ratios

Analyzing KFSYF liquidity ratios reveals its financial health of the firm. The current ratio of 1805.16% gauges short-term asset coverage for liabilities. The quick ratio (6087.50%) assesses immediate liquidity, while the cash ratio (3471.83%) indicates cash reserves.

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Current Ratio1805.16%
Quick Ratio6087.50%
Cash Ratio3471.83%

Profitability Ratios

KFSYF profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 21.29% underscores its earnings before tax deductions. The effective tax rate stands at -8.03%, revealing its tax efficiency. The net income per EBT, 108.02%, and the EBT per EBIT, -1226.71%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of -1.74%, we grasp its operational profitability.

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Pretax Profit Margin21.29%
Effective Tax Rate-8.03%
Net Income per EBT108.02%
EBT per EBIT-1226.71%
EBIT per Revenue-1.74%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 18.05, it details the span from stock purchase to revenue. The 61 days it takes to settle debts showcases its creditor relations. Meanwhile, a 35 cash conversion cycle and 853.11% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.

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Days of Sales Outstanding6088
Operating Cycle42.78
Cash Conversion Cycle43
Receivables Turnover8.53
Fixed Asset Turnover40.60
Asset Turnover0.54

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, -0.96, and free cash flow per share, -0.96, depict cash generation on a per-share basis. The cash per share value, 0.65, showcases liquidity position. A payout ratio of 0.67 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, -0.23, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share-0.96
Free Cash Flow per Share-0.96
Cash per Share0.65
Payout Ratio0.67
Operating Cash Flow Sales Ratio-0.23
Free Cash Flow to Operating Cash Flow Ratio1.01
Cash Flow Coverage Ratio-0.58
Short Term Coverage Ratio-51.41
Capital Expenditure Coverage Ratio-127.76
Dividend Paid and Capex Coverage Ratio-1.50

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 21.73%, highlights its total liabilities relative to assets. With a debt-equity ratio of 1.62, we discern the balance between debt and equity financing. The long-term debt to capitalization, 61.58%, and total debt to capitalization, 61.85%, ratios shed light on its capital structure. An interest coverage of -0.31 indicates its ability to manage interest expenses.

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Debt Ratio21.73%
Debt Equity Ratio1.62
Long Term Debt to Capitalization61.58%
Total Debt to Capitalization61.85%
Interest Coverage-0.31
Cash Flow to Debt Ratio-0.58
Company Equity Multiplier7.46

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 4.25, provides a glimpse into top-line earnings distributed across each share. Net income per share, 0.92, reflects the portion of profit attributed to each share. The book value per share, 1.08, represents the net asset value distributed per share, while the tangible book value per share, -2.39, excludes intangible assets.

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Revenue Per Share4.25
Net Income Per Share0.92
Book Value Per Share1.08
Tangible Book Value Per Share-2.39
Shareholders Equity Per Share1.08
Interest Debt Per Share1.99
Capex Per Share-0.01

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 21.01%, indicates top-line expansion, while the gross profit growth, 3.29%, reveals profitability trends. EBIT growth, 276.29%, and operating income growth, 276.29%, offer insights into operational profitability progression. The net income growth, 1229.14%, showcases bottom-line expansion, and the EPS growth, 1184.85%, measures the growth in earnings per share.

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Revenue Growth21.01%
Gross Profit Growth3.29%
EBIT Growth276.29%
Operating Income Growth276.29%
Net Income Growth1229.14%
EPS Growth1184.85%
EPS Diluted Growth1063.64%
Weighted Average Shares Growth1.88%
Weighted Average Shares Diluted Growth12.28%
Operating Cash Flow Growth-146.68%
Free Cash Flow Growth276.42%
10-Year Revenue Growth per Share-32.09%
5-Year Revenue Growth per Share-43.87%
3-Year Revenue Growth per Share72.73%
10-Year Operating CF Growth per Share70.49%
5-Year Operating CF Growth per Share27.39%
3-Year Operating CF Growth per Share-1728.08%
10-Year Net Income Growth per Share144.88%
5-Year Net Income Growth per Share251.10%
3-Year Net Income Growth per Share950.00%
10-Year Shareholders Equity Growth per Share-68.49%
5-Year Shareholders Equity Growth per Share-53.56%
3-Year Shareholders Equity Growth per Share168.35%
5-Year Dividend per Share Growth per Share-100.00%
Receivables Growth-31.77%
Asset Growth-39.94%
Book Value per Share Growth2653.37%
Debt Growth-65.00%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 244,105,200, captures the company's total value, considering both debt and equity. Income quality, -1.04, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 41.61%, indicates the value of non-physical assets, and capex to operating cash flow, 0.78%, measures reinvestment capability.

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Enterprise Value244,105,200
Income Quality-1.04
Sales General and Administrative to Revenue0.38
Intangibles to Total Assets41.61%
Capex to Operating Cash Flow0.78%
Capex to Revenue-0.19%
Capex to Depreciation-3.30%
Stock-Based Compensation to Revenue1.50%
Graham Number4.71
Return on Tangible Assets19.52%
Graham Net Net-6.02
Working Capital18,838,000
Tangible Asset Value-61,417,000
Net Current Asset Value-162,779,000
Invested Capital2
Average Receivables13,523,000
Average Inventory44,442,000
Days Sales Outstanding43
ROIC-0.43%
ROE0.85%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 8.55, and the price to book ratio, 8.55, reflect the market's valuation relative to the company's book value. The price to sales ratio, 2.21, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, -9.41, and price to operating cash flows, -9.14, gauge market valuation against cash flow metrics.

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Price Book Value Ratio8.55
Price to Book Ratio8.55
Price to Sales Ratio2.21
Price Cash Flow Ratio-9.14
Price Earnings to Growth Ratio0.09
Enterprise Value Multiple165.15
Price Fair Value8.55
Price to Operating Cash Flow Ratio-9.14
Price to Free Cash Flows Ratio-9.41
Price to Tangible Book Ratio7.79
Enterprise Value to Sales2.23
Enterprise Value Over EBITDA41.14
EV to Operating Cash Flow-9.31
Earnings Yield10.91%
Free Cash Flow Yield-12.23%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Kingsway Financial Services Inc. (KFSYF) on the OTC in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 9.272 in 2024.

What is the ticker symbol of Kingsway Financial Services Inc. stock?

The ticker symbol of Kingsway Financial Services Inc. stock is KFSYF.

What is company IPO date?

IPO date of Kingsway Financial Services Inc. is N/A.

What is company current share price?

Current share price is 1.770 USD.

What is stock market cap today?

The market cap of stock today is 38423514.000.

What is PEG ratio in 2024?

The current 0.086 is 0.086 in 2024.

What is the number of employees in 2024?

In 2024 the company has 471.