Magyar Bancorp, Inc.

Symbol: MGYR

NASDAQ

10.93

USD

Market price today

  • 9.1462

    P/E Ratio

  • 3.5670

    PEG Ratio

  • 72.73M

    MRK Cap

  • 0.02%

    DIV Yield

Magyar Bancorp, Inc. (MGYR) Stock Price & Analysis

Shares Outstanding

0M

Gross Profit Margin

0.86%

Operating Profit Margin

0.20%

Net Profit Margin

0.19%

Return on Assets

0.00%

Return on Equity

0.07%

Return on Capital Employed

0.00%

Company general description and statistics

Sector: Financial Services
Industry: Banks - Regional
CEO:Mr. John S. Fitzgerald
Full-time employees:89
City:New Brunswick
Address:400 Somerset Street
IPO:2006-01-24
CIK:0001337068

Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.

General Outlook

When we look at how much money they make before expenses, they keep 0.861% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.200%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.191%. This tells us they're good at keeping money after all costs.

Return on Investments

Magyar Bancorp, Inc.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.073%.

Stock Prices

Magyar Bancorp, Inc.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $11.26, while its low point bottomed out at $10.77. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Magyar Bancorp, Inc.'s stock market.

Profitability Ratios

MGYR profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 25.85% underscores its earnings before tax deductions. The effective tax rate stands at 25.99%, revealing its tax efficiency. The net income per EBT, 74.01%, and the EBT per EBIT, 129.09%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 20.02%, we grasp its operational profitability.

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Pretax Profit Margin25.85%
Effective Tax Rate25.99%
Net Income per EBT74.01%
EBT per EBIT129.09%
EBIT per Revenue20.02%

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 1.17, and free cash flow per share, 1.12, depict cash generation on a per-share basis. A payout ratio of 0.14 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, 0.18, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share1.17
Free Cash Flow per Share1.12
Payout Ratio0.14
Operating Cash Flow Sales Ratio0.18
Free Cash Flow to Operating Cash Flow Ratio0.96
Cash Flow Coverage Ratio0.26
Capital Expenditure Coverage Ratio24.81
Dividend Paid and Capex Coverage Ratio5.25
Dividend Payout Ratio0.02

Debt and Leverage Ratios

With a debt-equity ratio of 0.27, we discern the balance between debt and equity financing. The long-term debt to capitalization, 21.11%, and total debt to capitalization, 21.11%, ratios shed light on its capital structure. An interest coverage of 1.19 indicates its ability to manage interest expenses.

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Debt Equity Ratio0.27
Long Term Debt to Capitalization21.11%
Total Debt to Capitalization21.11%
Interest Coverage1.19
Cash Flow to Debt Ratio0.26

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 4.73, provides a glimpse into top-line earnings distributed across each share. Net income per share, 1.20, reflects the portion of profit attributed to each share. The book value per share, 16.31, represents the net asset value distributed per share, while the tangible book value per share, 16.87, excludes intangible assets.

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Revenue Per Share4.73
Net Income Per Share1.20
Book Value Per Share16.31
Tangible Book Value Per Share16.87
Shareholders Equity Per Share16.31
Interest Debt Per Share6.20
Capex Per Share-0.05

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 13067.10%, indicates top-line expansion, while the gross profit growth, 13067.10%, reveals profitability trends. EBIT growth, -22.41%, and operating income growth, -22.41%, offer insights into operational profitability progression. The net income growth, -2.65%, showcases bottom-line expansion, and the EPS growth, 2.56%, measures the growth in earnings per share.

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Revenue Growth13067.10%
Gross Profit Growth13067.10%
EBIT Growth-22.41%
Operating Income Growth-22.41%
Net Income Growth-2.65%
EPS Growth2.56%
EPS Diluted Growth2.56%
Weighted Average Shares Growth-5.26%
Weighted Average Shares Diluted Growth-5.26%
Dividends per Share Growth-2.73%
Operating Cash Flow Growth-24.26%
Free Cash Flow Growth-24.40%
10-Year Revenue Growth per Share44.46%
5-Year Revenue Growth per Share25.83%
3-Year Revenue Growth per Share45.42%
10-Year Operating CF Growth per Share-36.57%
5-Year Operating CF Growth per Share65.71%
3-Year Operating CF Growth per Share1052.59%
10-Year Net Income Growth per Share2299.76%
5-Year Net Income Growth per Share242.82%
3-Year Net Income Growth per Share289.27%
10-Year Shareholders Equity Growth per Share88.58%
5-Year Shareholders Equity Growth per Share84.18%
3-Year Shareholders Equity Growth per Share103.84%
Receivables Growth19836.95%
Inventory Growth-122.50%
Asset Growth13.62%
Book Value per Share Growth12.29%
Debt Growth88.90%
SGA Expenses Growth-90.85%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 92,190,159, captures the company's total value, considering both debt and equity. Income quality, 1.10, assesses the reliability of reported earnings. The ratio of intangibles to total assets, -0.40%, indicates the value of non-physical assets, and capex to operating cash flow, -3.64%, measures reinvestment capability.

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Enterprise Value92,190,159
Income Quality1.10
Sales General and Administrative to Revenue0.02
Intangibles to Total Assets-0.40%
Capex to Operating Cash Flow-3.64%
Capex to Revenue-1.02%
Capex to Depreciation-36.79%
Stock-Based Compensation to Revenue2.58%
Graham Number20.98
Return on Tangible Assets0.85%
Graham Net Net-47.90
Working Capital688,287,000
Tangible Asset Value108,382,000
Net Current Asset Value-95,791,000
Average Receivables348,442,500
Average Payables13,658,000
Average Inventory-55,946,000
Days Sales Outstanding8321
ROIC5.74%
ROE0.07%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 0.65, and the price to book ratio, 0.65, reflect the market's valuation relative to the company's book value. The price to sales ratio, 1.84, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 10.41, and price to operating cash flows, 9.50, gauge market valuation against cash flow metrics.

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Price Book Value Ratio0.65
Price to Book Ratio0.65
Price to Sales Ratio1.84
Price Cash Flow Ratio9.50
Price Earnings to Growth Ratio3.57
Enterprise Value Multiple14.18
Price Fair Value0.65
Price to Operating Cash Flow Ratio9.50
Price to Free Cash Flows Ratio10.41
Price to Tangible Book Ratio0.63
Enterprise Value to Sales3.03
Enterprise Value Over EBITDA8.58
EV to Operating Cash Flow10.87
Earnings Yield11.71%
Free Cash Flow Yield12.41%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Magyar Bancorp, Inc. (MGYR) on the NASDAQ in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 9.146 in 2024.

What is the ticker symbol of Magyar Bancorp, Inc. stock?

The ticker symbol of Magyar Bancorp, Inc. stock is MGYR.

What is company IPO date?

IPO date of Magyar Bancorp, Inc. is 2006-01-24.

What is company current share price?

Current share price is 10.930 USD.

What is stock market cap today?

The market cap of stock today is 72727455.000.

What is PEG ratio in 2024?

The current 3.567 is 3.567 in 2024.

What is the number of employees in 2024?

In 2024 the company has 89.