Smartpay Holdings Limited

Symbol: SPY.NZ

NZE

1.56

NZD

Market price today

  • 28.7934

    P/E Ratio

  • 0.0323

    PEG Ratio

  • 371.72M

    MRK Cap

  • 0.00%

    DIV Yield

Smartpay Holdings Limited (SPY-NZ) Stock Price & Analysis

Shares Outstanding

238.28M

Gross Profit Margin

0.27%

Operating Profit Margin

0.11%

Net Profit Margin

0.09%

Return on Assets

0.11%

Return on Equity

0.27%

Return on Capital Employed

0.24%

Company general description and statistics

Sector: Technology
Industry: Software - Infrastructure
CEO:Mr. Martyn Richard Pomeroy
Full-time employees:179
City:Auckland
Address:205-209 Wairau Road
IPO:2000-01-04
CIK:

Smartpay Holdings Limited designs, develops, and implements technology products, services, and software to merchants and retailers in New Zealand and Australia. It provides payment and data management solutions for retail, business payment, and transactional processing requirements. The company also engages in selling Eftpos terminals; and provides hardware, software, and maintenance and repairs services. The company serves 25,000 merchants with approximately 35,000 EFTPOS terminals. It serves retail, trade, taxi and transport, charities and schools, hospitality, and tourism industries. The company was incorporated in 1986 and is based in Auckland, New Zealand.

General Outlook

In simple terms, Smartpay Holdings Limited has 238.285 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.275% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.108%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.090%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.106% return, is a testament to Smartpay Holdings Limited's adeptness in optimizing resource deployment. Smartpay Holdings Limited's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.274%. Furthermore, the proficiency of Smartpay Holdings Limited in capital utilization is underscored by a remarkable 0.243% return on capital employed.

Stock Prices

Smartpay Holdings Limited's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $1.49, while its low point bottomed out at $1.49. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Smartpay Holdings Limited's stock market.

Liquidity Ratios

Analyzing SPY.NZ liquidity ratios reveals its financial health of the firm. The current ratio of 105.21% gauges short-term asset coverage for liabilities. The quick ratio (105.09%) assesses immediate liquidity, while the cash ratio (34.98%) indicates cash reserves.

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Current Ratio105.21%
Quick Ratio105.09%
Cash Ratio34.98%

Profitability Ratios

SPY.NZ profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 9.67% underscores its earnings before tax deductions. The effective tax rate stands at 10.92%, revealing its tax efficiency. The net income per EBT, 93.25%, and the EBT per EBIT, 89.32%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 10.83%, we grasp its operational profitability.

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Pretax Profit Margin9.67%
Effective Tax Rate10.92%
Net Income per EBT93.25%
EBT per EBIT89.32%
EBIT per Revenue10.83%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 1.05, it details the span from stock purchase to revenue. The 1 days it takes to settle debts showcases its creditor relations.

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Days of Sales Outstanding105
Operating Cycle104.05
Days of Payables Outstanding199
Cash Conversion Cycle-95
Receivables Turnover3.51
Payables Turnover1.83
Inventory Turnover-13034487545856000.00
Fixed Asset Turnover5.94
Asset Turnover1.17

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 0.11, and free cash flow per share, 0.03, depict cash generation on a per-share basis. The cash per share value, 0.08, showcases liquidity position. Lastly, the operating cash flow sales ratio, 0.20, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share0.11
Free Cash Flow per Share0.03
Cash per Share0.08
Operating Cash Flow Sales Ratio0.20
Free Cash Flow to Operating Cash Flow Ratio0.24
Cash Flow Coverage Ratio2.37
Short Term Coverage Ratio17.12
Capital Expenditure Coverage Ratio1.31
Dividend Paid and Capex Coverage Ratio1.31

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 9.67%, highlights its total liabilities relative to assets. With a debt-equity ratio of 0.24, we discern the balance between debt and equity financing. The long-term debt to capitalization, 17.15%, and total debt to capitalization, 19.37%, ratios shed light on its capital structure. An interest coverage of 12.35 indicates its ability to manage interest expenses.

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Debt Ratio9.67%
Debt Equity Ratio0.24
Long Term Debt to Capitalization17.15%
Total Debt to Capitalization19.37%
Interest Coverage12.35
Cash Flow to Debt Ratio2.37
Company Equity Multiplier2.49

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 0.33, provides a glimpse into top-line earnings distributed across each share. Net income per share, 0.04, reflects the portion of profit attributed to each share. The book value per share, 0.18, represents the net asset value distributed per share, while the tangible book value per share, 0.06, excludes intangible assets.

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Revenue Per Share0.33
Net Income Per Share0.04
Book Value Per Share0.18
Tangible Book Value Per Share0.06
Shareholders Equity Per Share0.18
Interest Debt Per Share0.06
Capex Per Share-0.05

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 61.54%, indicates top-line expansion, while the gross profit growth, 52.46%, reveals profitability trends. EBIT growth, 159.31%, and operating income growth, 159.31%, offer insights into operational profitability progression. The net income growth, 172.49%, showcases bottom-line expansion, and the EPS growth, 285.87%, measures the growth in earnings per share.

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Revenue Growth61.54%
Gross Profit Growth52.46%
EBIT Growth159.31%
Operating Income Growth159.31%
Net Income Growth172.49%
EPS Growth285.87%
EPS Diluted Growth285.87%
Weighted Average Shares Growth0.86%
Weighted Average Shares Diluted Growth0.86%
Operating Cash Flow Growth57.38%
Free Cash Flow Growth103.95%
10-Year Revenue Growth per Share156.66%
5-Year Revenue Growth per Share174.73%
3-Year Revenue Growth per Share100.01%
3-Year Operating CF Growth per Share107.37%
10-Year Net Income Growth per Share180.34%
5-Year Net Income Growth per Share141.54%
3-Year Net Income Growth per Share236.78%
10-Year Shareholders Equity Growth per Share245.53%
5-Year Shareholders Equity Growth per Share90.40%
3-Year Shareholders Equity Growth per Share199.58%
Receivables Growth91.93%
Inventory Growth-100.00%
Asset Growth25.07%
Book Value per Share Growth16.28%
Debt Growth-12.79%
SGA Expenses Growth47.27%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 290,850,400, captures the company's total value, considering both debt and equity. Income quality, 2.20, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 31.81%, indicates the value of non-physical assets, and capex to operating cash flow, -63.84%, measures reinvestment capability.

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Enterprise Value290,850,400
Income Quality2.20
Sales General and Administrative to Revenue0.24
Intangibles to Total Assets31.81%
Capex to Operating Cash Flow-63.84%
Capex to Revenue-15.29%
Capex to Depreciation-134.32%
Stock-Based Compensation to Revenue-22.43%
Graham Number0.38
Return on Tangible Assets14.05%
Graham Net Net-0.06
Working Capital2,199,000
Tangible Asset Value14,228,000
Net Current Asset Value-10,435,000
Average Receivables11,438,000
Average Payables3,665,500
Average Inventory147,000
Days Sales Outstanding71
Days Payables Outstanding59
ROIC15.58%
ROE0.20%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 7.58, and the price to book ratio, 7.58, reflect the market's valuation relative to the company's book value. The price to sales ratio, 2.60, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 56.59, and price to operating cash flows, 13.31, gauge market valuation against cash flow metrics.

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Price Book Value Ratio7.58
Price to Book Ratio7.58
Price to Sales Ratio2.60
Price Cash Flow Ratio13.31
Price Earnings to Growth Ratio0.03
Enterprise Value Multiple12.71
Price Fair Value7.58
Price to Operating Cash Flow Ratio13.31
Price to Free Cash Flows Ratio56.59
Price to Tangible Book Ratio6.98
Enterprise Value to Sales3.75
Enterprise Value Over EBITDA16.65
EV to Operating Cash Flow15.67
Earnings Yield2.86%
Free Cash Flow Yield2.27%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Smartpay Holdings Limited (SPY.NZ) on the NZE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 28.793 in 2024.

What is the ticker symbol of Smartpay Holdings Limited stock?

The ticker symbol of Smartpay Holdings Limited stock is SPY.NZ.

What is company IPO date?

IPO date of Smartpay Holdings Limited is 2000-01-04.

What is company current share price?

Current share price is 1.560 NZD.

What is stock market cap today?

The market cap of stock today is 371724600.000.

What is PEG ratio in 2024?

The current 0.032 is 0.032 in 2024.

What is the number of employees in 2024?

In 2024 the company has 179.