Zaim Credit Systems Plc

Symbol: ZAIM.L

LSE

4.5

GBp

Market price today

  • -13.5288

    P/E Ratio

  • 0.3232

    PEG Ratio

  • 2.31M

    MRK Cap

  • 0.00%

    DIV Yield

Zaim Credit Systems Plc (ZAIM-L) Stock Price & Analysis

Shares Outstanding

51.35M

Gross Profit Margin

1.00%

Operating Profit Margin

9.44%

Net Profit Margin

14.43%

Return on Assets

-0.53%

Return on Equity

0.09%

Return on Capital Employed

-0.35%

Company general description and statistics

Sector: Financial Services
Industry: Credit Services
CEO:Mr. Siro Donato Cicconi
Full-time employees:128
City:Moscow
Address:Room No. 1-12, Structure 7
IPO:2019-11-05
CIK:

Zaim Credit Systems Plc operates as a microcredit company in Russia. The company provides loans of up to 30,000 Russian Roubles to individuals and companies. It operates through a network of approximately 95 sites located primarily in Moscow, as well as other urban areas of Western Russia, including St. Petersburg and Volgograd. The company was formerly known as Agana Holdings Plc and changed its name to Zaim Credit Systems Plc in July 2019. The company was founded in 2011 and is headquartered in Moscow, Russia. Zaim Credit Systems Plc is a subsidiary of Zaim SA.

General Outlook

In simple terms, Zaim Credit Systems Plc has 51.347 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 1.000% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 9.444%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 14.426%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust -0.530% return, is a testament to Zaim Credit Systems Plc's adeptness in optimizing resource deployment. Zaim Credit Systems Plc's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.088%. Furthermore, the proficiency of Zaim Credit Systems Plc in capital utilization is underscored by a remarkable -0.347% return on capital employed.

Stock Prices

Zaim Credit Systems Plc's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $4.5, while its low point bottomed out at $4. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Zaim Credit Systems Plc's stock market.

Profitability Ratios

ZAIM.L profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 1442.62% underscores its earnings before tax deductions. The effective tax rate stands at 34534.13%, revealing its tax efficiency. The net income per EBT, 100.00%, and the EBT per EBIT, 152.75%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 944.42%, we grasp its operational profitability.

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Pretax Profit Margin1442.62%
Effective Tax Rate34534.13%
Net Income per EBT100.00%
EBT per EBIT152.75%
EBIT per Revenue944.42%

Cash Flow Ratios

The cash per share value, 0.01, showcases liquidity position. Lastly, the operating cash flow sales ratio, 5.64, offers insight into cash flow relative to sales.

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Cash per Share0.01
Operating Cash Flow Sales Ratio5.64
Free Cash Flow to Operating Cash Flow Ratio1.00
Capital Expenditure Coverage Ratio-1335.26
Dividend Paid and Capex Coverage Ratio-1335.26

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 0.01, provides a glimpse into top-line earnings distributed across each share. Net income per share, -2.36, reflects the portion of profit attributed to each share. The book value per share, -0.07, represents the net asset value distributed per share, while the tangible book value per share, -0.07, excludes intangible assets.

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Revenue Per Share0.01
Net Income Per Share-2.36
Book Value Per Share-0.07
Tangible Book Value Per Share-0.07
Shareholders Equity Per Share-0.07

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 136.06%, indicates top-line expansion, while the gross profit growth, 136.06%, reveals profitability trends. EBIT growth, 230.43%, and operating income growth, 230.43%, offer insights into operational profitability progression. The net income growth, 211.09%, showcases bottom-line expansion, and the EPS growth, 228.57%, measures the growth in earnings per share.

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Revenue Growth136.06%
Gross Profit Growth136.06%
EBIT Growth230.43%
Operating Income Growth230.43%
Net Income Growth211.09%
EPS Growth228.57%
EPS Diluted Growth200.00%
Weighted Average Shares Growth3.01%
Weighted Average Shares Diluted Growth13.00%
Operating Cash Flow Growth-1.29%
Free Cash Flow Growth-16.18%
10-Year Revenue Growth per Share57.96%
5-Year Revenue Growth per Share57.96%
3-Year Revenue Growth per Share57.96%
10-Year Operating CF Growth per Share64.09%
5-Year Operating CF Growth per Share64.09%
3-Year Operating CF Growth per Share64.09%
10-Year Net Income Growth per Share142.88%
5-Year Net Income Growth per Share142.88%
3-Year Net Income Growth per Share142.88%
10-Year Shareholders Equity Growth per Share32416.09%
5-Year Shareholders Equity Growth per Share32416.09%
3-Year Shareholders Equity Growth per Share32416.09%
Receivables Growth-88.44%
Asset Growth116.75%
Book Value per Share Growth286.02%
Debt Growth69.77%
SGA Expenses Growth212.87%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, -34,775.038, captures the company's total value, considering both debt and equity. Income quality, 0.02, assesses the reliability of reported earnings.

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Enterprise Value-34,775.038
Income Quality0.02
Graham Number1.97
Return on Tangible Assets-30793.19%
Graham Net Net-0.07
Working Capital-54,850
Tangible Asset Value-338,494
Net Current Asset Value-338,494
Average Receivables6,024.5
Average Payables188,346.5
Average Inventory170,955
ROIC91.51%
ROE32.27%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, -0.60, and the price to book ratio, -0.60, reflect the market's valuation relative to the company's book value. The price to sales ratio, -2169.26, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, -384.84, and price to operating cash flows, -34.60, gauge market valuation against cash flow metrics.

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Price Book Value Ratio-0.60
Price to Book Ratio-0.60
Price to Sales Ratio-2169.26
Price Cash Flow Ratio-34.60
Price Earnings to Growth Ratio0.32
Enterprise Value Multiple-152.85
Price Fair Value-0.60
Price to Operating Cash Flow Ratio-34.60
Price to Free Cash Flows Ratio-384.84
Enterprise Value to Sales-0.62
Enterprise Value Over EBITDA0.11
EV to Operating Cash Flow0.20
Earnings Yield-1576092.07%
Free Cash Flow Yield-25450.87%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Zaim Credit Systems Plc (ZAIM.L) on the LSE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is -13.529 in 2024.

What is the ticker symbol of Zaim Credit Systems Plc stock?

The ticker symbol of Zaim Credit Systems Plc stock is ZAIM.L.

What is company IPO date?

IPO date of Zaim Credit Systems Plc is 2019-11-05.

What is company current share price?

Current share price is 4.500 GBp.

What is stock market cap today?

The market cap of stock today is 2310638.000.

What is PEG ratio in 2024?

The current 0.323 is 0.323 in 2024.

What is the number of employees in 2024?

In 2024 the company has 128.