Joint Stock Company Kaspi.kz, together with its subsidiaries, provides financial services primarily through the online mobile app in the Republic of Kazakhstan. The company operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment connects its customers comprising consumer and merchants to facilitate cashless and digital payment transactions. This segment also offers a technology platform to pay and receive payments for goods and services, as well as to transfer and withdraw money. The Marketplace Platform segment connects merchants and consumers enabling merchants to enhance its sales and enable consumers to buy a selection of products and services from various merchants. The Fintech Platform segment enables its consumers to manage its personal finances online and access consumer finance and deposit products primarily through the Kaspi.kz Super App. It is also involved in the e-commerce, banking, insurance, and asset management services; real estate business; and provision of online travel and payment processing services. The company was incorporated in 2008 and is based in Almaty, the Republic of Kazakhstan.

Mr. Kanat  Aitenov

Head of Network

Mr. Mamuka  Kirvalidze

Head of Azerbaijan Business

Ms. Nailya A. Ualibekova

Chief Accountant

Ms. Saltanat  Zhumabay

Head of Products

Mr. Oleg  Bakhmutov

Head of People

Mr. David  Ferguson

Head of Investor Relations

Mr. Arseniy  Kochetkov

Head of Kaspi Marketing Services

Mr. Yuri  Didenko

Deputy Chairman of the Management Board

Mr. Pavel  Mironov

Chief Operating Officer & Deputy Chairman of the Management Board

Mr. Sabyrzhan  Berkinbaev

Head of Local Legal

Joint Stock Company Kaspi.kz

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