Quanzhou Huixin Micro-credit Co., Ltd.

Symbol: 1577.HK

HKSE

0.51

HKD

Market price today

  • 6.0881

    P/E Ratio

  • -0.0771

    PEG Ratio

  • 346.80M

    MRK Cap

  • 0.12%

    DIV Yield

Quanzhou Huixin Micro-credit Co., Ltd. (1577-HK) Stock Price & Analysis

Shares Outstanding

680M

Gross Profit Margin

0.96%

Operating Profit Margin

0.82%

Net Profit Margin

0.59%

Return on Assets

0.04%

Return on Equity

0.05%

Return on Capital Employed

0.06%

Company general description and statistics

Sector: Financial Services
Industry: Credit Services
CEO:Mr. Zhirui Wu
Full-time employees:53
City:Quanzhou
Address:Huijin International Center
IPO:2016-09-30
CIK:

Quanzhou Huixin Micro-credit Co., Ltd., a microfinance company, provides various short-term financing solutions in the People's Republic of China. It offers revolving credit facilities, joint-guaranteed loans, targeted payment loans, bridge loans, and collateralized quick-access loans. The company serves entrepreneurial individuals, small and medium-sized enterprises, and microenterprises. It also provides investment advisory and consulting, information technology advisory, financial leasing, and estate brokerage services; and wholesales building materials. The company was incorporated in 2010 and is headquartered in Quanzhou, the People's Republic of China.

General Outlook

In simple terms, Quanzhou Huixin Micro-credit Co., Ltd. has 680 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.956% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.818%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.594%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.041% return, is a testament to Quanzhou Huixin Micro-credit Co., Ltd.'s adeptness in optimizing resource deployment. Quanzhou Huixin Micro-credit Co., Ltd.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.048%. Furthermore, the proficiency of Quanzhou Huixin Micro-credit Co., Ltd. in capital utilization is underscored by a remarkable 0.056% return on capital employed.

Stock Prices

Quanzhou Huixin Micro-credit Co., Ltd.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $0.52, while its low point bottomed out at $0.52. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Quanzhou Huixin Micro-credit Co., Ltd.'s stock market.

Liquidity Ratios

Analyzing 1577.HK liquidity ratios reveals its financial health of the firm. The current ratio of 2494.40% gauges short-term asset coverage for liabilities. The quick ratio (2494.40%) assesses immediate liquidity, while the cash ratio (2483.30%) indicates cash reserves.

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Current Ratio2494.40%
Quick Ratio2494.40%
Cash Ratio2483.30%

Profitability Ratios

1577.HK profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 95.76% underscores its earnings before tax deductions. The effective tax rate stands at 23.77%, revealing its tax efficiency. The net income per EBT, 61.98%, and the EBT per EBIT, 117.01%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 81.84%, we grasp its operational profitability.

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Pretax Profit Margin95.76%
Effective Tax Rate23.77%
Net Income per EBT61.98%
EBT per EBIT117.01%
EBIT per Revenue81.84%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 24.94, it details the span from stock purchase to revenue. The 25 days it takes to settle debts showcases its creditor relations. Meanwhile, a 25 cash conversion cycle and 22637.06% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.

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Days of Sales Outstanding2494
Operating Cycle1.61
Cash Conversion Cycle2
Receivables Turnover226.37
Fixed Asset Turnover9.60
Asset Turnover0.07

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 0.10, and free cash flow per share, 0.10, depict cash generation on a per-share basis. The cash per share value, 0.13, showcases liquidity position. A payout ratio of 0.32 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, 0.77, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share0.10
Free Cash Flow per Share0.10
Cash per Share0.13
Payout Ratio0.32
Operating Cash Flow Sales Ratio0.77
Free Cash Flow to Operating Cash Flow Ratio0.99
Cash Flow Coverage Ratio6.80
Capital Expenditure Coverage Ratio164.02
Dividend Paid and Capex Coverage Ratio4.00
Dividend Payout Ratio0.09

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 0.78%, highlights its total liabilities relative to assets. With a debt-equity ratio of 0.01, we discern the balance between debt and equity financing. The long-term debt to capitalization, 0.90%, and total debt to capitalization, 0.90%, ratios shed light on its capital structure. An interest coverage of 44.11 indicates its ability to manage interest expenses.

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Debt Ratio0.78%
Debt Equity Ratio0.01
Long Term Debt to Capitalization0.90%
Total Debt to Capitalization0.90%
Interest Coverage44.11
Cash Flow to Debt Ratio6.80
Company Equity Multiplier1.17

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 0.19, provides a glimpse into top-line earnings distributed across each share. Net income per share, 0.09, reflects the portion of profit attributed to each share. The book value per share, 1.66, represents the net asset value distributed per share, while the tangible book value per share, 1.87, excludes intangible assets.

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Revenue Per Share0.19
Net Income Per Share0.09
Book Value Per Share1.66
Tangible Book Value Per Share1.87
Shareholders Equity Per Share1.66
Interest Debt Per Share0.06

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, -2.31%, indicates top-line expansion, while the gross profit growth, -2.31%, reveals profitability trends. EBIT growth, 39.28%, and operating income growth, 39.28%, offer insights into operational profitability progression. The net income growth, -2.03%, showcases bottom-line expansion, and the EPS growth, -1.21%, measures the growth in earnings per share.

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Revenue Growth-2.31%
Gross Profit Growth-2.31%
EBIT Growth39.28%
Operating Income Growth39.28%
Net Income Growth-2.03%
EPS Growth-1.21%
EPS Diluted Growth-1.21%
Operating Cash Flow Growth394.97%
Free Cash Flow Growth448.72%
10-Year Revenue Growth per Share-81.54%
5-Year Revenue Growth per Share-6.32%
3-Year Revenue Growth per Share-23.74%
10-Year Operating CF Growth per Share62.77%
5-Year Operating CF Growth per Share838.56%
3-Year Operating CF Growth per Share52.98%
10-Year Net Income Growth per Share-85.24%
5-Year Net Income Growth per Share-33.27%
3-Year Net Income Growth per Share-5.78%
10-Year Shareholders Equity Growth per Share-78.93%
5-Year Shareholders Equity Growth per Share13.28%
3-Year Shareholders Equity Growth per Share4.43%
Receivables Growth-81.62%
Asset Growth-3.12%
Book Value per Share Growth2.42%
Debt Growth-62.76%
SGA Expenses Growth-3.72%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 254,146,362, captures the company's total value, considering both debt and equity. Income quality, 2.25, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 1.15%, indicates the value of non-physical assets, and capex to operating cash flow, -0.75%, measures reinvestment capability.

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Enterprise Value254,146,362
Income Quality2.25
Sales General and Administrative to Revenue0.19
Intangibles to Total Assets1.15%
Capex to Operating Cash Flow-0.75%
Capex to Revenue-1.26%
Capex to Depreciation-47.02%
Graham Number1.83
Return on Tangible Assets4.63%
Graham Net Net0.16
Working Capital140,000,648
Tangible Asset Value1,270,566,266
Net Current Asset Value106,283,465
Average Receivables402,647
ROIC5.63%
ROE0.05%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 0.29, and the price to book ratio, 0.29, reflect the market's valuation relative to the company's book value. The price to sales ratio, 3.53, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 4.62, and price to operating cash flows, 4.71, gauge market valuation against cash flow metrics.

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Price Book Value Ratio0.29
Price to Book Ratio0.29
Price to Sales Ratio3.53
Price Cash Flow Ratio4.71
Price Earnings to Growth Ratio-0.08
Enterprise Value Multiple1595.78
Price Fair Value0.29
Price to Operating Cash Flow Ratio4.71
Price to Free Cash Flows Ratio4.62
Price to Tangible Book Ratio0.32
Enterprise Value to Sales1.98
Enterprise Value Over EBITDA2.82
EV to Operating Cash Flow1.18
Earnings Yield16.85%
Free Cash Flow Yield59.27%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Quanzhou Huixin Micro-credit Co., Ltd. (1577.HK) on the HKSE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 6.088 in 2024.

What is the ticker symbol of Quanzhou Huixin Micro-credit Co., Ltd. stock?

The ticker symbol of Quanzhou Huixin Micro-credit Co., Ltd. stock is 1577.HK.

What is company IPO date?

IPO date of Quanzhou Huixin Micro-credit Co., Ltd. is 2016-09-30.

What is company current share price?

Current share price is 0.510 HKD.

What is stock market cap today?

The market cap of stock today is 346799994.000.

What is PEG ratio in 2024?

The current -0.077 is -0.077 in 2024.

What is the number of employees in 2024?

In 2024 the company has 53.