Chongqing Rural Commercial Bank Co., Ltd.

Symbol: 3618.HK

HKSE

3.33

HKD

Market price today

  • 3.1199

    P/E Ratio

  • 0.5782

    PEG Ratio

  • 52.77B

    MRK Cap

  • 0.10%

    DIV Yield

Chongqing Rural Commercial Bank Co., Ltd. (3618-HK) Stock Price & Analysis

Shares Outstanding

15773.99M

Gross Profit Margin

1.00%

Operating Profit Margin

0.47%

Net Profit Margin

0.42%

Return on Assets

0.01%

Return on Equity

0.09%

Return on Capital Employed

0.01%

Company general description and statistics

Sector: Financial Services
Industry: Banks - Regional
CEO:Mr. Wenhui Xie
Full-time employees:15017
City:Chongqing
Address:No. 36 Jinshamen Road
IPO:2010-12-16
CIK:

Chongqing Rural Commercial Bank Co., Ltd., together with its subsidiaries, provides a range of banking and related financial services in the People's Republic of China. It operates in three segments: Corporate Banking, Personal Banking, and Financial Market Operations. The Corporate Banking segment offers financial products and services, including deposit takings, corporate loans, trade financing, financial leasing, and other corporate intermediary services to corporations, government agencies, and financial institutions. The Personal Banking segment provides financial products and services, such as deposit products, personal loans, cards, personal wealth management services, and other types of personal intermediary services to individual customers. The Financial Market Operations segment conducts money market or repurchase transactions; and invests in debt instruments for its own accounts or on behalf of customers. The company also provides mobile banking, Internet banking, and telephone banking services. As of 31 December 2021, it had operated 1,760 branches, including the head office and the business department, 7 branches, 35 first-class sub-branches, 134 second-class sub-branches, 2 community sub-branches, and 1,580 branch offices, as well as 145 self-service 24-hour banking centers. The company was formerly known as Chongqing Rural Credit Union and changed its name to Chongqing Rural Commercial Bank Co., Ltd. in 2008. Chongqing Rural Commercial Bank Co., Ltd. was founded in 1951 and is headquartered in Chongqing, China.

General Outlook

In simple terms, Chongqing Rural Commercial Bank Co., Ltd. has 15773.988 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 1.000% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.469%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.417%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.008% return, is a testament to Chongqing Rural Commercial Bank Co., Ltd.'s adeptness in optimizing resource deployment. Chongqing Rural Commercial Bank Co., Ltd.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.092%. Furthermore, the proficiency of Chongqing Rural Commercial Bank Co., Ltd. in capital utilization is underscored by a remarkable 0.009% return on capital employed.

Stock Prices

Chongqing Rural Commercial Bank Co., Ltd.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $3.2, while its low point bottomed out at $3.16. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Chongqing Rural Commercial Bank Co., Ltd.'s stock market.

Profitability Ratios

3618.HK profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 47.19% underscores its earnings before tax deductions. The effective tax rate stands at 9.99%, revealing its tax efficiency. The net income per EBT, 88.28%, and the EBT per EBIT, 100.65%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 46.89%, we grasp its operational profitability.

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Pretax Profit Margin47.19%
Effective Tax Rate9.99%
Net Income per EBT88.28%
EBT per EBIT100.65%
EBIT per Revenue46.89%

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, -6.59, and free cash flow per share, -6.67, depict cash generation on a per-share basis. The cash per share value, 14.48, showcases liquidity position. A payout ratio of 0.30 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, -2.84, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share-6.59
Free Cash Flow per Share-6.67
Cash per Share14.48
Payout Ratio0.30
Operating Cash Flow Sales Ratio-2.84
Free Cash Flow to Operating Cash Flow Ratio1.01
Cash Flow Coverage Ratio-0.62
Capital Expenditure Coverage Ratio-82.38
Dividend Paid and Capex Coverage Ratio-17.70
Dividend Payout Ratio0.11

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 8.37%, highlights its total liabilities relative to assets. With a debt-equity ratio of 0.99, we discern the balance between debt and equity financing. The long-term debt to capitalization, 49.68%, and total debt to capitalization, 49.68%, ratios shed light on its capital structure. An interest coverage of 0.96 indicates its ability to manage interest expenses.

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Debt Ratio8.37%
Debt Equity Ratio0.99
Long Term Debt to Capitalization49.68%
Total Debt to Capitalization49.68%
Interest Coverage0.96
Cash Flow to Debt Ratio-0.62
Company Equity Multiplier11.80

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 2.36, provides a glimpse into top-line earnings distributed across each share. Net income per share, 0.96, reflects the portion of profit attributed to each share. The book value per share, 10.76, represents the net asset value distributed per share, while the tangible book value per share, 116.21, excludes intangible assets.

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Revenue Per Share2.36
Net Income Per Share0.96
Book Value Per Share10.76
Tangible Book Value Per Share116.21
Shareholders Equity Per Share10.76
Interest Debt Per Share12.94
Capex Per Share-0.09

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, -7.14%, indicates top-line expansion, while the gross profit growth, -7.14%, reveals profitability trends. EBIT growth, -67.82%, and operating income growth, -67.82%, offer insights into operational profitability progression. The net income growth, 6.10%, showcases bottom-line expansion, and the EPS growth, 5.62%, measures the growth in earnings per share.

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Revenue Growth-7.14%
Gross Profit Growth-7.14%
EBIT Growth-67.82%
Operating Income Growth-67.82%
Net Income Growth6.10%
EPS Growth5.62%
EPS Diluted Growth5.62%
Dividends per Share Growth9.63%
Operating Cash Flow Growth-44.35%
Free Cash Flow Growth-45.34%
10-Year Revenue Growth per Share45.91%
5-Year Revenue Growth per Share18.57%
3-Year Revenue Growth per Share-1.59%
10-Year Operating CF Growth per Share413.66%
5-Year Operating CF Growth per Share142.78%
3-Year Operating CF Growth per Share-6.87%
10-Year Net Income Growth per Share49.02%
5-Year Net Income Growth per Share5.98%
3-Year Net Income Growth per Share29.77%
10-Year Shareholders Equity Growth per Share175.98%
5-Year Shareholders Equity Growth per Share52.05%
3-Year Shareholders Equity Growth per Share30.43%
10-Year Dividend per Share Growth per Share72.06%
5-Year Dividend per Share Growth per Share45.19%
3-Year Dividend per Share Growth per Share26.93%
Receivables Growth2.35%
Asset Growth6.60%
Book Value per Share Growth7.43%
Debt Growth-29.76%
SGA Expenses Growth5.72%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, -12,626,904,569, captures the company's total value, considering both debt and equity. Income quality, 3.24, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 0.07%, indicates the value of non-physical assets, and capex to operating cash flow, -2.63%, measures reinvestment capability.

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Enterprise Value-12,626,904,569
Income Quality3.24
Sales General and Administrative to Revenue0.10
Intangibles to Total Assets0.07%
Capex to Operating Cash Flow-2.63%
Capex to Revenue-3.87%
Capex to Depreciation-120.97%
Graham Number15.24
Return on Tangible Assets0.76%
Graham Net Net3.92
Working Capital165,370,369,000
Tangible Asset Value1,319,847,591,000
Net Current Asset Value44,750,016,000
Invested Capital1
Average Receivables931,856,500
Days Sales Outstanding13
ROIC4.50%
ROE0.09%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 0.28, and the price to book ratio, 0.28, reflect the market's valuation relative to the company's book value. The price to sales ratio, 1.80, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, -0.63, and price to operating cash flows, -0.46, gauge market valuation against cash flow metrics.

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Price Book Value Ratio0.28
Price to Book Ratio0.28
Price to Sales Ratio1.80
Price Cash Flow Ratio-0.46
Price Earnings to Growth Ratio0.58
Enterprise Value Multiple20.59
Price Fair Value0.28
Price to Operating Cash Flow Ratio-0.46
Price to Free Cash Flows Ratio-0.63
Price to Tangible Book Ratio0.26
Enterprise Value to Sales-0.47
Enterprise Value Over EBITDA-0.98
EV to Operating Cash Flow-0.32
Earnings Yield34.97%
Free Cash Flow Yield123.23%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Chongqing Rural Commercial Bank Co., Ltd. (3618.HK) on the HKSE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 3.120 in 2024.

What is the ticker symbol of Chongqing Rural Commercial Bank Co., Ltd. stock?

The ticker symbol of Chongqing Rural Commercial Bank Co., Ltd. stock is 3618.HK.

What is company IPO date?

IPO date of Chongqing Rural Commercial Bank Co., Ltd. is 2010-12-16.

What is company current share price?

Current share price is 3.330 HKD.

What is stock market cap today?

The market cap of stock today is 52770794572.000.

What is PEG ratio in 2024?

The current 0.578 is 0.578 in 2024.

What is the number of employees in 2024?

In 2024 the company has 15017.