In simple terms, Essent Group Ltd. has 106.873 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.819% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.734%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.612%. This tells us they're good at keeping money after all costs.
Return on Investments
The company's asset efficiency, represented by a robust 0.108% return, is a testament to Essent Group Ltd.'s adeptness in optimizing resource deployment. Essent Group Ltd.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.142%. Furthermore, the proficiency of Essent Group Ltd. in capital utilization is underscored by a remarkable 0.138% return on capital employed.
Stock Prices
Essent Group Ltd.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $53.93, while its low point bottomed out at $53.03. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Essent Group Ltd.'s stock market.
Liquidity Ratios
Analyzing ESNT liquidity ratios reveals its financial health of the firm.
The current ratio of 967.00% gauges short-term asset coverage for liabilities.
The quick ratio (845.64%) assesses immediate liquidity, while the cash ratio (39.63%) indicates cash reserves.
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Current Ratio
967.00%
Quick Ratio
845.64%
Cash Ratio
39.63%
Profitability Ratios
ESNT profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 72.33% underscores its earnings before tax deductions.
The effective tax rate stands at 15.34%, revealing its tax efficiency.
The net income per EBT, 84.66%, and the EBT per EBIT, 98.57%, provide insights into its earnings hierarchy.
Lastly, with an EBIT per revenue ratio of 73.38%, we grasp its operational profitability.
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Pretax Profit Margin
72.33%
Effective Tax Rate
15.34%
Net Income per EBT
84.66%
EBT per EBIT
98.57%
EBIT per Revenue
73.38%
Operational Efficiency
Operational metrics shed light on its business agility. With an operating cycle of 9.67, it details the span from stock purchase to revenue.
The 8 days it takes to settle debts showcases its creditor relations.
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Days of Sales Outstanding
846
Days of Inventory Outstanding
-6104
Operating Cycle
-6081.96
Cash Conversion Cycle
-6082
Receivables Turnover
16.76
Inventory Turnover
-0.06
Fixed Asset Turnover
26.40
Asset Turnover
0.18
Cash Flow Ratios
Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 7.52, and free cash flow per share, 7.45, depict cash generation on a per-share basis.
The cash per share value, 32.51, showcases liquidity position.
A payout ratio of 0.15 highlights the portion of earnings distributed as dividends.
Lastly, the operating cash flow sales ratio, 0.69, offers insight into cash flow relative to sales.
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Operating Cash Flow per Share
7.52
Free Cash Flow per Share
7.45
Cash per Share
32.51
Payout Ratio
0.15
Operating Cash Flow Sales Ratio
0.69
Free Cash Flow to Operating Cash Flow Ratio
0.99
Cash Flow Coverage Ratio
1.88
Capital Expenditure Coverage Ratio
98.21
Dividend Paid and Capex Coverage Ratio
6.79
Dividend Payout Ratio
0.02
Debt and Leverage Ratios
Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 6.43%, highlights its total liabilities relative to assets.
With a debt-equity ratio of 0.08, we discern the balance between debt and equity financing.
The long-term debt to capitalization, 7.47%, and total debt to capitalization, 7.47%, ratios shed light on its capital structure.
An interest coverage of 27.29 indicates its ability to manage interest expenses.
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Debt Ratio
6.43%
Debt Equity Ratio
0.08
Long Term Debt to Capitalization
7.47%
Total Debt to Capitalization
7.47%
Interest Coverage
27.29
Cash Flow to Debt Ratio
1.88
Company Equity Multiplier
1.26
Per Share Data
Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 10.27, provides a glimpse into top-line earnings distributed across each share.
Net income per share, 6.56, reflects the portion of profit attributed to each share.
The book value per share, 48.04, represents the net asset value distributed per share, while the tangible book value per share, 47.35, excludes intangible assets.
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Revenue Per Share
10.27
Net Income Per Share
6.56
Book Value Per Share
48.04
Tangible Book Value Per Share
47.35
Shareholders Equity Per Share
48.04
Interest Debt Per Share
4.31
Capex Per Share
-0.04
Growth Ratios
Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 12.20%, indicates top-line expansion, while the gross profit growth, 11.23%, reveals profitability trends.
EBIT growth, -16.09%, and operating income growth, -16.09%, offer insights into operational profitability progression.
The net income growth, -16.23%, showcases bottom-line expansion, and the EPS growth, -15.35%, measures the growth in earnings per share.
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Revenue Growth
12.20%
Gross Profit Growth
11.23%
EBIT Growth
-16.09%
Operating Income Growth
-16.09%
Net Income Growth
-16.23%
EPS Growth
-15.35%
EPS Diluted Growth
-15.80%
Weighted Average Shares Growth
-0.92%
Weighted Average Shares Diluted Growth
-0.49%
Dividends per Share Growth
16.36%
Operating Cash Flow Growth
29.58%
Free Cash Flow Growth
29.78%
10-Year Revenue Growth per Share
9.75%
5-Year Revenue Growth per Share
39.04%
3-Year Revenue Growth per Share
14.06%
10-Year Operating CF Growth per Share
-15.23%
5-Year Operating CF Growth per Share
11.89%
3-Year Operating CF Growth per Share
4.70%
10-Year Net Income Growth per Share
40.75%
5-Year Net Income Growth per Share
36.63%
3-Year Net Income Growth per Share
68.40%
10-Year Shareholders Equity Growth per Share
-6.58%
5-Year Shareholders Equity Growth per Share
97.78%
3-Year Shareholders Equity Growth per Share
31.95%
3-Year Dividend per Share Growth per Share
52.85%
Receivables Growth
10.22%
Inventory Growth
6.01%
Asset Growth
13.61%
Book Value per Share Growth
15.41%
Debt Growth
9.28%
SGA Expenses Growth
14.55%
Other Metrics
Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 5,920,265,280, captures the company's total value, considering both debt and equity.
Income quality, 1.10, assesses the reliability of reported earnings.
The ratio of intangibles to total assets, 1.12%, indicates the value of non-physical assets, and capex to operating cash flow, -0.52%, measures reinvestment capability.
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Enterprise Value
5,920,265,280
Income Quality
1.10
Sales General and Administrative to Revenue
0.11
Intangibles to Total Assets
1.12%
Capex to Operating Cash Flow
-0.52%
Capex to Revenue
-0.37%
Capex to Depreciation
-88.44%
Stock-Based Compensation to Revenue
1.69%
Graham Number
84.18
Return on Tangible Assets
10.83%
Graham Net Net
-20.59
Working Capital
2,103,376,000
Tangible Asset Value
5,029,724,000
Net Current Asset Value
1,069,873,000
Average Receivables
60,332,500
Average Inventory
-5,643,666,500
Days Sales Outstanding
21
Days of Inventory On Hand
-9959
ROIC
13.12%
ROE
0.14%
Valuation Ratios
Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 1.13, and the price to book ratio, 1.13, reflect the market's valuation relative to the company's book value.
The price to sales ratio, 5.18, provides a perspective on valuation in relation to sales.
Ratios like price to free cash flows, 7.61, and price to operating cash flows, 7.45, gauge market valuation against cash flow metrics.
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Price Book Value Ratio
1.13
Price to Book Ratio
1.13
Price to Sales Ratio
5.18
Price Cash Flow Ratio
7.45
Price Earnings to Growth Ratio
0.14
Enterprise Value Multiple
14.10
Price Fair Value
1.13
Price to Operating Cash Flow Ratio
7.45
Price to Free Cash Flows Ratio
7.61
Price to Tangible Book Ratio
1.10
Enterprise Value to Sales
5.43
Enterprise Value Over EBITDA
1308.35
EV to Operating Cash Flow
7.76
Earnings Yield
12.43%
Free Cash Flow Yield
13.55%
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