In simple terms, Malvern Bancorp, Inc. has 7.645 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.935% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.775%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.211%. This tells us they're good at keeping money after all costs.
Return on Investments
The company's asset efficiency, represented by a robust 0.005% return, is a testament to Malvern Bancorp, Inc.'s adeptness in optimizing resource deployment. Malvern Bancorp, Inc.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.034%. Furthermore, the proficiency of Malvern Bancorp, Inc. in capital utilization is underscored by a remarkable 0.019% return on capital employed.
Stock Prices
Malvern Bancorp, Inc.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $15.78, while its low point bottomed out at $15.1. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Malvern Bancorp, Inc.'s stock market.
Liquidity Ratios
Analyzing MLVF liquidity ratios reveals its financial health of the firm.
The current ratio of 67484.43% gauges short-term asset coverage for liabilities.
The quick ratio (6780.34%) assesses immediate liquidity, while the cash ratio (2524.48%) indicates cash reserves.
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Current Ratio
67484.43%
Quick Ratio
6780.34%
Cash Ratio
2524.48%
Profitability Ratios
MLVF profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 27.08% underscores its earnings before tax deductions.
The effective tax rate stands at 22.08%, revealing its tax efficiency.
The net income per EBT, 77.92%, and the EBT per EBIT, 34.97%, provide insights into its earnings hierarchy.
Lastly, with an EBIT per revenue ratio of 77.46%, we grasp its operational profitability.
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Pretax Profit Margin
27.08%
Effective Tax Rate
22.08%
Net Income per EBT
77.92%
EBT per EBIT
34.97%
EBIT per Revenue
77.46%
Operational Efficiency
Operational metrics shed light on its business agility. With an operating cycle of 674.84, it details the span from stock purchase to revenue.
The 68 days it takes to settle debts showcases its creditor relations.
Meanwhile, a 25 cash conversion cycle and 496.21% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.
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Days of Sales Outstanding
6780
Operating Cycle
73.56
Days of Payables Outstanding
292
Cash Conversion Cycle
-219
Receivables Turnover
4.96
Payables Turnover
1.25
Fixed Asset Turnover
5.12
Asset Turnover
0.02
Cash Flow Ratios
Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 1.65, and free cash flow per share, 1.63, depict cash generation on a per-share basis.
The cash per share value, 10.49, showcases liquidity position.
Lastly, the operating cash flow sales ratio, 0.52, offers insight into cash flow relative to sales.
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Operating Cash Flow per Share
1.65
Free Cash Flow per Share
1.63
Cash per Share
10.49
Operating Cash Flow Sales Ratio
0.52
Free Cash Flow to Operating Cash Flow Ratio
0.99
Cash Flow Coverage Ratio
0.13
Capital Expenditure Coverage Ratio
92.24
Dividend Paid and Capex Coverage Ratio
92.24
Debt and Leverage Ratios
Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 10.04%, highlights its total liabilities relative to assets.
With a debt-equity ratio of 0.68, we discern the balance between debt and equity financing.
The long-term debt to capitalization, 40.33%, and total debt to capitalization, 40.33%, ratios shed light on its capital structure.
An interest coverage of 2.34 indicates its ability to manage interest expenses.
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Debt Ratio
10.04%
Debt Equity Ratio
0.68
Long Term Debt to Capitalization
40.33%
Total Debt to Capitalization
40.33%
Interest Coverage
2.34
Cash Flow to Debt Ratio
0.13
Company Equity Multiplier
6.74
Per Share Data
Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 4.18, provides a glimpse into top-line earnings distributed across each share.
Net income per share, 0.92, reflects the portion of profit attributed to each share.
The book value per share, 19.36, represents the net asset value distributed per share, while the tangible book value per share, 19.36, excludes intangible assets.
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Revenue Per Share
4.18
Net Income Per Share
0.92
Book Value Per Share
19.36
Tangible Book Value Per Share
19.36
Shareholders Equity Per Share
19.36
Interest Debt Per Share
14.63
Capex Per Share
-0.01
Growth Ratios
Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, -0.57%, indicates top-line expansion, while the gross profit growth, -15.79%, reveals profitability trends.
EBIT growth, 44.85%, and operating income growth, 44.85%, offer insights into operational profitability progression.
The net income growth, 7655.43%, showcases bottom-line expansion, and the EPS growth, 7640.98%, measures the growth in earnings per share.
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Revenue Growth
-0.57%
Gross Profit Growth
-15.79%
EBIT Growth
44.85%
Operating Income Growth
44.85%
Net Income Growth
7655.43%
EPS Growth
7640.98%
EPS Diluted Growth
7640.98%
Weighted Average Shares Growth
0.35%
Weighted Average Shares Diluted Growth
0.35%
Operating Cash Flow Growth
-60.02%
Free Cash Flow Growth
-60.09%
10-Year Revenue Growth per Share
21.08%
5-Year Revenue Growth per Share
0.85%
3-Year Revenue Growth per Share
0.91%
10-Year Operating CF Growth per Share
17.99%
5-Year Operating CF Growth per Share
-48.97%
3-Year Operating CF Growth per Share
-41.82%
10-Year Net Income Growth per Share
177.37%
5-Year Net Income Growth per Share
1.61%
3-Year Net Income Growth per Share
-24.77%
10-Year Shareholders Equity Growth per Share
82.77%
5-Year Shareholders Equity Growth per Share
21.46%
3-Year Shareholders Equity Growth per Share
3.78%
3-Year Dividend per Share Growth per Share
-100.00%
Receivables Growth
21.07%
Asset Growth
-13.63%
Book Value per Share Growth
2.65%
Debt Growth
-10.08%
Other Metrics
Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 160,430,726.44, captures the company's total value, considering both debt and equity.
Income quality, 0.85, assesses the reliability of reported earnings.
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Enterprise Value
160,430,726.44
Income Quality
0.85
Sales General and Administrative to Revenue
0.35
Capex to Operating Cash Flow
-1.37%
Capex to Revenue
-0.26%
Capex to Depreciation
-7.03%
Stock-Based Compensation to Revenue
1.70%
Graham Number
20.01
Return on Tangible Assets
0.67%
Graham Net Net
-104.65
Working Capital
3,709,000
Tangible Asset Value
146,445,000
Net Current Asset Value
-893,663,000
Invested Capital
1
Average Receivables
3,882,000
Average Payables
557,500
Days Sales Outstanding
49
Days Payables Outstanding
41
ROIC
4.54%
ROE
0.05%
Valuation Ratios
Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 0.87, and the price to book ratio, 0.87, reflect the market's valuation relative to the company's book value.
The price to sales ratio, 5.41, provides a perspective on valuation in relation to sales.
Ratios like price to free cash flows, 10.45, and price to operating cash flows, 10.27, gauge market valuation against cash flow metrics.
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Price Book Value Ratio
0.87
Price to Book Ratio
0.87
Price to Sales Ratio
5.41
Price Cash Flow Ratio
10.27
Price Earnings to Growth Ratio
3.20
Enterprise Value Multiple
3.13
Price Fair Value
0.87
Price to Operating Cash Flow Ratio
10.27
Price to Free Cash Flows Ratio
10.45
Price to Tangible Book Ratio
0.74
Enterprise Value to Sales
5.07
Enterprise Value Over EBITDA
10.21
EV to Operating Cash Flow
27.19
Earnings Yield
6.39%
Free Cash Flow Yield
5.35%
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