Prudential Financial, Inc.

Symbol: PRU

NYSE

117.95

USD

Market price today

  • 19.6128

    P/E Ratio

  • -1.0103

    PEG Ratio

  • 42.34B

    MRK Cap

  • 0.04%

    DIV Yield

Prudential Financial, Inc. (PRU) Stock Price & Analysis

Shares Outstanding

0M

Gross Profit Margin

1.00%

Operating Profit Margin

0.02%

Net Profit Margin

0.04%

Return on Assets

0.00%

Return on Equity

0.08%

Return on Capital Employed

0.00%

Company general description and statistics

Sector: Financial Services
Industry: Insurance - Life
CEO:Mr. Charles Frederick Lowrey Jr.
Full-time employees:40366
City:Newark
Address:751 Broad Street
IPO:2001-12-13
CIK:0001137774

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

General Outlook

When we look at how much money they make before expenses, they keep 0.999% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.024%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.036%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.003% return, is a testament to Prudential Financial, Inc.'s adeptness in optimizing resource deployment. Prudential Financial, Inc.'s utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.079%. Furthermore, the proficiency of Prudential Financial, Inc. in capital utilization is underscored by a remarkable 0.002% return on capital employed.

Stock Prices

Prudential Financial, Inc.'s stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $113.64, while its low point bottomed out at $108.95. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Prudential Financial, Inc.'s stock market.

Liquidity Ratios

Analyzing PRU liquidity ratios reveals its financial health of the firm. The current ratio of 310.45% gauges short-term asset coverage for liabilities. The quick ratio (484.37%) assesses immediate liquidity, while the cash ratio (132.78%) indicates cash reserves.

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Current Ratio310.45%
Quick Ratio484.37%
Cash Ratio132.78%

Profitability Ratios

PRU profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 4.41% underscores its earnings before tax deductions. The effective tax rate stands at 19.89%, revealing its tax efficiency. The net income per EBT, 82.56%, and the EBT per EBIT, 186.25%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 2.37%, we grasp its operational profitability.

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Pretax Profit Margin4.41%
Effective Tax Rate19.89%
Net Income per EBT82.56%
EBT per EBIT186.25%
EBIT per Revenue2.37%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 3.10, it details the span from stock purchase to revenue. The 5 days it takes to settle debts showcases its creditor relations. Meanwhile, a 1 cash conversion cycle and 205.31% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.

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Days of Sales Outstanding484
Days of Inventory Outstanding-254214
Operating Cycle-254036.55
Days of Payables Outstanding85780
Cash Conversion Cycle-339817
Receivables Turnover2.05
Asset Turnover0.08

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 28.94, and free cash flow per share, 28.94, depict cash generation on a per-share basis. The cash per share value, 110.13, showcases liquidity position. A payout ratio of 0.86 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, 0.18, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share28.94
Free Cash Flow per Share28.94
Cash per Share110.13
Payout Ratio0.86
Operating Cash Flow Sales Ratio0.18
Free Cash Flow to Operating Cash Flow Ratio1.00
Cash Flow Coverage Ratio0.38
Short Term Coverage Ratio1.45
Dividend Paid and Capex Coverage Ratio5.60
Dividend Payout Ratio0.05

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 3.81%, highlights its total liabilities relative to assets. With a debt-equity ratio of 1.02, we discern the balance between debt and equity financing. The long-term debt to capitalization, 42.97%, and total debt to capitalization, 50.40%, ratios shed light on its capital structure. An interest coverage of 1.06 indicates its ability to manage interest expenses.

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Debt Ratio3.81%
Debt Equity Ratio1.02
Long Term Debt to Capitalization42.97%
Total Debt to Capitalization50.40%
Interest Coverage1.06
Cash Flow to Debt Ratio0.38
Company Equity Multiplier26.68

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 149.28, provides a glimpse into top-line earnings distributed across each share. Net income per share, 6.84, reflects the portion of profit attributed to each share. The book value per share, 76.53, represents the net asset value distributed per share, while the tangible book value per share, 76.15, excludes intangible assets.

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Revenue Per Share149.28
Net Income Per Share6.84
Book Value Per Share76.53
Tangible Book Value Per Share76.15
Shareholders Equity Per Share76.53
Interest Debt Per Share62.28

Growth Ratios

Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, -9.63%, indicates top-line expansion, while the gross profit growth, -9.63%, reveals profitability trends. EBIT growth, 89.14%, and operating income growth, 89.14%, offer insights into operational profitability progression. The net income growth, 276.96%, showcases bottom-line expansion, and the EPS growth, 278.84%, measures the growth in earnings per share.

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Revenue Growth-9.63%
Gross Profit Growth-9.63%
EBIT Growth89.14%
Operating Income Growth89.14%
Net Income Growth276.96%
EPS Growth278.84%
EPS Diluted Growth278.31%
Weighted Average Shares Growth-2.36%
Weighted Average Shares Diluted Growth-2.07%
Dividends per Share Growth4.06%
Operating Cash Flow Growth26.21%
Free Cash Flow Growth26.21%
10-Year Revenue Growth per Share67.46%
5-Year Revenue Growth per Share-1.02%
3-Year Revenue Growth per Share18.57%
10-Year Operating CF Growth per Share-1.37%
5-Year Operating CF Growth per Share-65.47%
3-Year Operating CF Growth per Share-15.29%
10-Year Net Income Growth per Share577.27%
5-Year Net Income Growth per Share-29.83%
3-Year Net Income Growth per Share1219.45%
10-Year Shareholders Equity Growth per Share0.90%
5-Year Shareholders Equity Growth per Share-34.26%
3-Year Shareholders Equity Growth per Share-55.07%
10-Year Dividend per Share Growth per Share178.86%
5-Year Dividend per Share Growth per Share39.44%
3-Year Dividend per Share Growth per Share13.82%
Receivables Growth570.38%
Inventory Growth-29.07%
Asset Growth4.52%
Book Value per Share Growth75.34%
Debt Growth-0.87%
SGA Expenses Growth-13.70%

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 39,153,585,000, captures the company's total value, considering both debt and equity. Income quality, 2.60, assesses the reliability of reported earnings.

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Enterprise Value39,153,585,000
Income Quality2.60
Sales General and Administrative to Revenue0.24
Intangibles to Total Assets0.29%
Stock-Based Compensation to Revenue0.47%
Graham Number108.57
Return on Tangible Assets0.35%
Graham Net Net-1451.83
Working Capital846,000,000
Tangible Asset Value27,680,000,000
Net Current Asset Value-690,365,000,000
Invested Capital1
Average Receivables16,232,000,000
Average Payables10,731,000,000
Average Inventory-352,008,000,000
Days Sales Outstanding190
ROIC-0.19%
ROE0.09%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 1.56, and the price to book ratio, 1.56, reflect the market's valuation relative to the company's book value. The price to sales ratio, 0.71, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 4.08, and price to operating cash flows, 4.08, gauge market valuation against cash flow metrics.

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Price Book Value Ratio1.56
Price to Book Ratio1.56
Price to Sales Ratio0.71
Price Cash Flow Ratio4.08
Price Earnings to Growth Ratio-1.01
Enterprise Value Multiple-28.62
Price Fair Value1.56
Price to Operating Cash Flow Ratio4.08
Price to Free Cash Flows Ratio4.08
Price to Tangible Book Ratio1.36
Enterprise Value to Sales0.72
Enterprise Value Over EBITDA-337.53
EV to Operating Cash Flow6.01
Earnings Yield6.60%
Free Cash Flow Yield17.27%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Prudential Financial, Inc. (PRU) on the NYSE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 19.613 in 2024.

What is the ticker symbol of Prudential Financial, Inc. stock?

The ticker symbol of Prudential Financial, Inc. stock is PRU.

What is company IPO date?

IPO date of Prudential Financial, Inc. is 2001-12-13.

What is company current share price?

Current share price is 117.950 USD.

What is stock market cap today?

The market cap of stock today is 42344050000.000.

What is PEG ratio in 2024?

The current -1.010 is -1.010 in 2024.

What is the number of employees in 2024?

In 2024 the company has 40366.