In simple terms, Smartpay Holdings Limited has 238.285 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 0.275% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.108%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.090%. This tells us they're good at keeping money after all costs.
Return on Investments
The company's asset efficiency, represented by a robust 0.106% return, is a testament to Smartpay Holdings Limited's adeptness in optimizing resource deployment. Smartpay Holdings Limited's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.274%. Furthermore, the proficiency of Smartpay Holdings Limited in capital utilization is underscored by a remarkable 0.243% return on capital employed.
Stock Prices
Smartpay Holdings Limited's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $1.38, while its low point bottomed out at $1.37. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Smartpay Holdings Limited's stock market.
Liquidity Ratios
Analyzing SPY.NZ liquidity ratios reveals its financial health of the firm.
The current ratio of 105.21% gauges short-term asset coverage for liabilities.
The quick ratio (105.09%) assesses immediate liquidity, while the cash ratio (34.98%) indicates cash reserves.
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Current Ratio
105.21%
Quick Ratio
105.09%
Cash Ratio
34.98%
Profitability Ratios
SPY.NZ profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 9.67% underscores its earnings before tax deductions.
The effective tax rate stands at 10.92%, revealing its tax efficiency.
The net income per EBT, 93.25%, and the EBT per EBIT, 89.32%, provide insights into its earnings hierarchy.
Lastly, with an EBIT per revenue ratio of 10.83%, we grasp its operational profitability.
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Pretax Profit Margin
9.67%
Effective Tax Rate
10.92%
Net Income per EBT
93.25%
EBT per EBIT
89.32%
EBIT per Revenue
10.83%
Operational Efficiency
Operational metrics shed light on its business agility. With an operating cycle of 1.05, it details the span from stock purchase to revenue.
The 1 days it takes to settle debts showcases its creditor relations.
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Days of Sales Outstanding
105
Operating Cycle
104.05
Days of Payables Outstanding
199
Cash Conversion Cycle
-95
Receivables Turnover
3.51
Payables Turnover
1.83
Inventory Turnover
-13034487545856000.00
Fixed Asset Turnover
5.94
Asset Turnover
1.17
Cash Flow Ratios
Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 0.11, and free cash flow per share, 0.03, depict cash generation on a per-share basis.
The cash per share value, 0.08, showcases liquidity position.
Lastly, the operating cash flow sales ratio, 0.20, offers insight into cash flow relative to sales.
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Operating Cash Flow per Share
0.11
Free Cash Flow per Share
0.03
Cash per Share
0.08
Operating Cash Flow Sales Ratio
0.20
Free Cash Flow to Operating Cash Flow Ratio
0.24
Cash Flow Coverage Ratio
2.37
Short Term Coverage Ratio
17.12
Capital Expenditure Coverage Ratio
1.31
Dividend Paid and Capex Coverage Ratio
1.31
Debt and Leverage Ratios
Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 9.67%, highlights its total liabilities relative to assets.
With a debt-equity ratio of 0.24, we discern the balance between debt and equity financing.
The long-term debt to capitalization, 17.15%, and total debt to capitalization, 19.37%, ratios shed light on its capital structure.
An interest coverage of 12.35 indicates its ability to manage interest expenses.
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Debt Ratio
9.67%
Debt Equity Ratio
0.24
Long Term Debt to Capitalization
17.15%
Total Debt to Capitalization
19.37%
Interest Coverage
12.35
Cash Flow to Debt Ratio
2.37
Company Equity Multiplier
2.49
Per Share Data
Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 0.33, provides a glimpse into top-line earnings distributed across each share.
Net income per share, 0.04, reflects the portion of profit attributed to each share.
The book value per share, 0.18, represents the net asset value distributed per share, while the tangible book value per share, 0.06, excludes intangible assets.
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Revenue Per Share
0.33
Net Income Per Share
0.04
Book Value Per Share
0.18
Tangible Book Value Per Share
0.06
Shareholders Equity Per Share
0.18
Interest Debt Per Share
0.06
Capex Per Share
-0.05
Growth Ratios
Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 61.54%, indicates top-line expansion, while the gross profit growth, 52.46%, reveals profitability trends.
EBIT growth, 159.31%, and operating income growth, 159.31%, offer insights into operational profitability progression.
The net income growth, 172.49%, showcases bottom-line expansion, and the EPS growth, 285.87%, measures the growth in earnings per share.
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Revenue Growth
61.54%
Gross Profit Growth
52.46%
EBIT Growth
159.31%
Operating Income Growth
159.31%
Net Income Growth
172.49%
EPS Growth
285.87%
EPS Diluted Growth
285.87%
Weighted Average Shares Growth
0.86%
Weighted Average Shares Diluted Growth
0.86%
Operating Cash Flow Growth
57.38%
Free Cash Flow Growth
103.95%
10-Year Revenue Growth per Share
156.66%
5-Year Revenue Growth per Share
174.73%
3-Year Revenue Growth per Share
100.01%
3-Year Operating CF Growth per Share
107.37%
10-Year Net Income Growth per Share
180.34%
5-Year Net Income Growth per Share
141.54%
3-Year Net Income Growth per Share
236.78%
10-Year Shareholders Equity Growth per Share
245.53%
5-Year Shareholders Equity Growth per Share
90.40%
3-Year Shareholders Equity Growth per Share
199.58%
Receivables Growth
91.93%
Inventory Growth
-100.00%
Asset Growth
25.07%
Book Value per Share Growth
16.28%
Debt Growth
-12.79%
SGA Expenses Growth
47.27%
Other Metrics
Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 290,850,400, captures the company's total value, considering both debt and equity.
Income quality, 2.20, assesses the reliability of reported earnings.
The ratio of intangibles to total assets, 31.81%, indicates the value of non-physical assets, and capex to operating cash flow, -63.84%, measures reinvestment capability.
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Enterprise Value
290,850,400
Income Quality
2.20
Sales General and Administrative to Revenue
0.24
Intangibles to Total Assets
31.81%
Capex to Operating Cash Flow
-63.84%
Capex to Revenue
-15.29%
Capex to Depreciation
-134.32%
Graham Number
0.38
Return on Tangible Assets
14.05%
Graham Net Net
-0.06
Working Capital
2,199,000
Tangible Asset Value
14,228,000
Net Current Asset Value
-10,435,000
Average Receivables
11,438,000
Average Payables
3,665,500
Average Inventory
147,000
Days Sales Outstanding
71
Days Payables Outstanding
59
ROIC
16.90%
ROE
0.20%
Valuation Ratios
Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 6.83, and the price to book ratio, 6.83, reflect the market's valuation relative to the company's book value.
The price to sales ratio, 2.34, provides a perspective on valuation in relation to sales.
Ratios like price to free cash flows, 50.97, and price to operating cash flows, 11.99, gauge market valuation against cash flow metrics.
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Price Book Value Ratio
6.83
Price to Book Ratio
6.83
Price to Sales Ratio
2.34
Price Cash Flow Ratio
11.99
Price Earnings to Growth Ratio
0.09
Enterprise Value Multiple
11.46
Price Fair Value
6.83
Price to Operating Cash Flow Ratio
11.99
Price to Free Cash Flows Ratio
50.97
Price to Tangible Book Ratio
6.98
Enterprise Value to Sales
3.75
Enterprise Value Over EBITDA
16.65
EV to Operating Cash Flow
15.67
Earnings Yield
2.86%
Free Cash Flow Yield
2.27%
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