United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Mr. Richard M. Adams Sr.

Executive Chairman of the Board

Mr. James J. Consagra Jr., CPA

President

Ms. Ami Lee Shaver

Executive Vice President, Head of Human Resources and Director of Retail Sales & Service

Mr. Richard Matthew Adams Jr., M.D.

Chief Executive Officer & Director

Mr. W. Mark Tatterson

Executive Vice President, Chief Financial Officer & Treasurer

Mr. Darren K. Williams

Executive Vice President and Chief Information & Risk Officer

Mr. Ross M. Draber

Executive Vice President & Chief Operating Officer

Mr. Matthew Lee Humphrey

Executive Vice President and Head of Wealth & Investment Management

Mr. Douglas Bryon Ernest

Executive Vice President & Chief Credit Officer

Mr. Charles J. Mildren

Executive Vice President & Chief Consumer Banking Officer

United Bankshares, Inc.

United Bankshares, Inc. Management Structure

Management information