Unico American Corporation

Symbol: UNAM

NASDAQ

1.2

USD

Market price today

  • -0.0031

    P/E Ratio

  • 0.0000

    PEG Ratio

  • 6.37M

    MRK Cap

  • 0.00%

    DIV Yield

Unico American Corporation (UNAM) Stock Price & Analysis

Shares Outstanding

5.3M

Gross Profit Margin

1.00%

Operating Profit Margin

-0.14%

Net Profit Margin

-0.16%

Return on Assets

-0.04%

Return on Equity

-0.18%

Return on Capital Employed

-0.04%

Company general description and statistics

Sector: Financial Services
Industry: Insurance—Property & Casualty
CEO:Mr. Steven Latus Shea
Full-time employees:38
City:Calabasas
Address:5230 Las Virgenes Road
IPO:1987-03-27
CIK:0000100716

Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. The company offers property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. Its commercial property coverage insures against loss or damage to buildings, inventory, and equipment from natural disasters, including hurricanes, windstorms, hail, water, explosions, and severe winter weather, as well as other events, such as theft and vandalism, fires, storms, and financial loss due to business interruption resulting from covered property damage. The company also offers commercial liability coverage that insures against third party liability from accidents occurring on the insured's premises or arising out of its operation; and writes policies to insure commercial property and commercial liability risks on a mono-line basis. In addition, it provides group dental, vision, and life insurance policies. Unico American Corporation markets its insurance products primarily through a network of independent brokers and agents. The company was incorporated in 1969 and is headquartered in Calabasas, California.

General Outlook

In simple terms, Unico American Corporation has 5.305 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 1.000% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is -0.141%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of -0.156%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust -0.045% return, is a testament to Unico American Corporation's adeptness in optimizing resource deployment. Unico American Corporation's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of -0.181%. Furthermore, the proficiency of Unico American Corporation in capital utilization is underscored by a remarkable -0.041% return on capital employed.

Stock Prices

Unico American Corporation's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $0.0033, while its low point bottomed out at $0.0033. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Unico American Corporation's stock market.

Liquidity Ratios

Analyzing UNAM liquidity ratios reveals its financial health of the firm. The current ratio of 23230.38% gauges short-term asset coverage for liabilities. The quick ratio (23230.38%) assesses immediate liquidity, while the cash ratio (3000.06%) indicates cash reserves.

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Current Ratio23230.38%
Quick Ratio23230.38%
Cash Ratio3000.06%

Profitability Ratios

UNAM profitability indicators offer a lens into its earnings landscape. A pretax profit margin of -14.33% underscores its earnings before tax deductions. The effective tax rate stands at -8.80%, revealing its tax efficiency. The net income per EBT, 108.80%, and the EBT per EBIT, 101.61%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of -14.10%, we grasp its operational profitability.

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Pretax Profit Margin-14.33%
Effective Tax Rate-8.80%
Net Income per EBT108.80%
EBT per EBIT101.61%
EBIT per Revenue-14.10%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 232.30, it details the span from stock purchase to revenue. The 232 days it takes to settle debts showcases its creditor relations. Meanwhile, a 30 cash conversion cycle and 124.48% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.

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Days of Sales Outstanding23230
Receivables Turnover1.24
Fixed Asset Turnover16.89
Asset Turnover0.29

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, -1.42, and free cash flow per share, -1.55, depict cash generation on a per-share basis. The cash per share value, 16.74, showcases liquidity position. Lastly, the operating cash flow sales ratio, -0.21, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share-1.42
Free Cash Flow per Share-1.55
Cash per Share16.74
Operating Cash Flow Sales Ratio-0.21
Free Cash Flow to Operating Cash Flow Ratio1.09
Capital Expenditure Coverage Ratio-10.95
Dividend Paid and Capex Coverage Ratio-10.95

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 6.86, provides a glimpse into top-line earnings distributed across each share. Net income per share, -1.07, reflects the portion of profit attributed to each share. The book value per share, 5.22, represents the net asset value distributed per share, while the tangible book value per share, 5.22, excludes intangible assets.

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Revenue Per Share6.86
Net Income Per Share-1.07
Book Value Per Share5.22
Tangible Book Value Per Share5.22
Shareholders Equity Per Share5.22
Capex Per Share-0.13

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 3,004,050.68, captures the company's total value, considering both debt and equity. Income quality, 1.32, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 62.43%, indicates the value of non-physical assets, and capex to operating cash flow, 9.13%, measures reinvestment capability.

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Enterprise Value3,004,050.68
Income Quality1.32
Sales General and Administrative to Revenue0.11
Intangibles to Total Assets62.43%
Capex to Operating Cash Flow9.13%
Capex to Revenue-1.88%
Capex to Depreciation-120.38%
Stock-Based Compensation to Revenue0.03%
Graham Number11.20
Return on Tangible Assets-11.90%
Graham Net Net2.18
Working Capital117,536,339
Tangible Asset Value-51,531,878
Net Current Asset Value18,851,456
Average Receivables27,713,811
Average Payables450,806.5
Days Sales Outstanding293
ROIC-20.17%
ROE-0.20%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of Unico American Corporation (UNAM) on the NASDAQ in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is -0.003 in 2024.

What is the ticker symbol of Unico American Corporation stock?

The ticker symbol of Unico American Corporation stock is UNAM.

What is company IPO date?

IPO date of Unico American Corporation is 1987-03-27.

What is company current share price?

Current share price is 1.200 USD.

What is stock market cap today?

The market cap of stock today is 6365832.000.

What is PEG ratio in 2024?

The current 0.000 is 0.000 in 2024.

What is the number of employees in 2024?

In 2024 the company has 38.