When we look at how much money they make before expenses, they keep 0.982% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.170%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.212%. This tells us they're good at keeping money after all costs.
Return on Investments
The company's asset efficiency, represented by a robust 0.011% return, is a testament to Wintrust Financial Corporation's adeptness in optimizing resource deployment. Wintrust Financial Corporation's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.121%. Furthermore, the proficiency of Wintrust Financial Corporation in capital utilization is underscored by a remarkable 0.027% return on capital employed.
Stock Prices
Wintrust Financial Corporation's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $99.65, while its low point bottomed out at $96.79. This variance in figures offers investors a lucid insight into the roller-coaster ride that is Wintrust Financial Corporation's stock market.
Liquidity Ratios
Analyzing WTFC liquidity ratios reveals its financial health of the firm.
The current ratio of 6.59% gauges short-term asset coverage for liabilities.
The quick ratio (0.98%) assesses immediate liquidity, while the cash ratio (0.98%) indicates cash reserves.
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Current Ratio
6.59%
Quick Ratio
0.98%
Cash Ratio
0.98%
Profitability Ratios
WTFC profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 28.60% underscores its earnings before tax deductions.
The effective tax rate stands at 26.04%, revealing its tax efficiency.
The net income per EBT, 73.96%, and the EBT per EBIT, 168.59%, provide insights into its earnings hierarchy.
Lastly, with an EBIT per revenue ratio of 16.97%, we grasp its operational profitability.
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Pretax Profit Margin
28.60%
Effective Tax Rate
26.04%
Net Income per EBT
73.96%
EBT per EBIT
168.59%
EBIT per Revenue
16.97%
Operational Efficiency
Operational metrics shed light on its business agility. With an operating cycle of 0.07, it details the span from stock purchase to revenue.
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Days of Sales Outstanding
1
Fixed Asset Turnover
4.00
Asset Turnover
0.05
Cash Flow Ratios
Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 10.99, and free cash flow per share, 10.39, depict cash generation on a per-share basis.
The cash per share value, 6.18, showcases liquidity position.
A payout ratio of 0.15 highlights the portion of earnings distributed as dividends.
Lastly, the operating cash flow sales ratio, 0.23, offers insight into cash flow relative to sales.
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Operating Cash Flow per Share
10.99
Free Cash Flow per Share
10.39
Cash per Share
6.18
Payout Ratio
0.15
Operating Cash Flow Sales Ratio
0.23
Free Cash Flow to Operating Cash Flow Ratio
0.94
Cash Flow Coverage Ratio
0.17
Capital Expenditure Coverage Ratio
18.14
Dividend Paid and Capex Coverage Ratio
5.14
Dividend Payout Ratio
0.02
Debt and Leverage Ratios
Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 6.85%, highlights its total liabilities relative to assets.
With a debt-equity ratio of 0.73, we discern the balance between debt and equity financing.
The long-term debt to capitalization, 42.04%, and total debt to capitalization, 42.04%, ratios shed light on its capital structure.
An interest coverage of 0.54 indicates its ability to manage interest expenses.
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Debt Ratio
6.85%
Debt Equity Ratio
0.73
Long Term Debt to Capitalization
42.04%
Total Debt to Capitalization
42.04%
Interest Coverage
0.54
Cash Flow to Debt Ratio
0.17
Company Equity Multiplier
10.59
Per Share Data
Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 54.42, provides a glimpse into top-line earnings distributed across each share.
Net income per share, 10.18, reflects the portion of profit attributed to each share.
The book value per share, 88.30, represents the net asset value distributed per share, while the tangible book value per share, 77.19, excludes intangible assets.
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Revenue Per Share
54.42
Net Income Per Share
10.18
Book Value Per Share
88.30
Tangible Book Value Per Share
77.19
Shareholders Equity Per Share
88.30
Interest Debt Per Share
62.98
Capex Per Share
-0.76
Growth Ratios
Delving into growth metrics provides a snapshot of financial expansion. The revenue growth rate, 70.12%, indicates top-line expansion, while the gross profit growth, 47.91%, reveals profitability trends.
EBIT growth, -57.20%, and operating income growth, -57.20%, offer insights into operational profitability progression.
The net income growth, 22.16%, showcases bottom-line expansion, and the EPS growth, 19.41%, measures the growth in earnings per share.
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Revenue Growth
70.12%
Gross Profit Growth
47.91%
EBIT Growth
-57.20%
Operating Income Growth
-57.20%
Net Income Growth
22.16%
EPS Growth
19.41%
EPS Diluted Growth
19.45%
Weighted Average Shares Growth
3.28%
Weighted Average Shares Diluted Growth
3.32%
Dividends per Share Growth
12.46%
Operating Cash Flow Growth
-45.86%
Free Cash Flow Growth
-47.19%
10-Year Revenue Growth per Share
174.22%
5-Year Revenue Growth per Share
132.66%
3-Year Revenue Growth per Share
90.75%
10-Year Operating CF Growth per Share
46.40%
5-Year Operating CF Growth per Share
81.70%
3-Year Operating CF Growth per Share
235.06%
10-Year Net Income Growth per Share
187.18%
5-Year Net Income Growth per Share
67.05%
3-Year Net Income Growth per Share
99.91%
10-Year Shareholders Equity Growth per Share
79.80%
5-Year Shareholders Equity Growth per Share
52.14%
3-Year Shareholders Equity Growth per Share
23.41%
10-Year Dividend per Share Growth per Share
472.55%
5-Year Dividend per Share Growth per Share
126.97%
3-Year Dividend per Share Growth per Share
37.66%
Receivables Growth
-45.97%
Asset Growth
6.25%
Book Value per Share Growth
8.99%
Debt Growth
-5.92%
SGA Expenses Growth
12.76%
Other Metrics
Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 6,827,158,750, captures the company's total value, considering both debt and equity.
Income quality, 1.20, assesses the reliability of reported earnings.
The ratio of intangibles to total assets, 1.21%, indicates the value of non-physical assets, and capex to operating cash flow, -6.23%, measures reinvestment capability.
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Enterprise Value
6,827,158,750
Income Quality
1.20
Sales General and Administrative to Revenue
0.25
Intangibles to Total Assets
1.21%
Capex to Operating Cash Flow
-6.23%
Capex to Revenue
-1.39%
Capex to Depreciation
-54.75%
Stock-Based Compensation to Revenue
1.01%
Graham Number
142.23
Return on Tangible Assets
1.12%
Graham Net Net
-724.23
Working Capital
-34,135,053,000
Tangible Asset Value
4,719,965,000
Net Current Asset Value
-47,633,291,000
Invested Capital
1
Average Receivables
3,211,793,500
Average Payables
1,723,273,000
Average Inventory
-914,904,500
Days Sales Outstanding
247
Days Payables Outstanding
1512
Days of Inventory On Hand
-1537
ROIC
0.43%
ROE
0.12%
Valuation Ratios
Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 1.14, and the price to book ratio, 1.14, reflect the market's valuation relative to the company's book value.
The price to sales ratio, 2.09, provides a perspective on valuation in relation to sales.
Ratios like price to free cash flows, 9.74, and price to operating cash flows, 9.16, gauge market valuation against cash flow metrics.
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Price Book Value Ratio
1.14
Price to Book Ratio
1.14
Price to Sales Ratio
2.09
Price Cash Flow Ratio
9.16
Price Earnings to Growth Ratio
10.65
Enterprise Value Multiple
11.64
Price Fair Value
1.14
Price to Operating Cash Flow Ratio
9.16
Price to Free Cash Flows Ratio
9.74
Price to Tangible Book Ratio
1.05
Enterprise Value to Sales
2.05
Enterprise Value Over EBITDA
128.09
EV to Operating Cash Flow
9.17
Earnings Yield
10.98%
Free Cash Flow Yield
12.31%
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