AB&T Financial Corporation is the parent company of Alliance Bank & Trust Company, which operates 4 community-oriented branches in Gaston and Cleveland Counties in North Carolina that offer a full array of banking services. Additional information on Alliance Bank & Trust's locations and the products and services offered are available at http://www.alliancebanknc.com/. AB&T Financial Corp operates as a subsidiary of PBD Holdings, LLC.

Mr. Daniel M. Boyd IV

President & Chief Executive Officer

Nimi	Titteli
Mr. Daniel M. Boyd IV	President & Chief Executive Officer
Mr. Roger A. Mobley	Executive Vice President, Secretary & Chief Financial Officer
Betsy Martin	Controller

AB&T Financial Corp.

AB&T Financial Corp. Johtamisrakenne

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