SVB Financial Group

Symbol: SIVB

NASDAQ

106.04

USD

Market price today

  • 8.0416

    P/E Ratio

  • 0.8042

    PEG Ratio

  • 6.28B

    MRK Cap

  • 0.00%

    DIV Yield

SVB Financial Group (SIVB) Stock Price & Analysis

Shares Outstanding

59.2M

Gross Profit Margin

1.00%

Operating Profit Margin

1.40%

Net Profit Margin

0.50%

Return on Assets

0.00%

Return on Equity

0.05%

Return on Capital Employed

0.01%

Company general description and statistics

Sector: Financial Services
Industry: Banks—Regional
CEO:Mr. Philip C. Cox
Full-time employees:8553
City:Santa Clara
Address:3003 Tasman Drive
IPO:1987-10-26
CIK:0000719739

SVB Financial Group, a diversified financial services company, offers various banking and financial products and services. It operates through four segments: Global Commercial Bank, SVB Private Bank, SVB Capital, and SVB Securities. The Global Commercial Bank segment provides commercial banking products and services, including credit, treasury management, foreign exchange, trade finance, and other financial products and services. This segment also offers traditional term and equipment loans, asset-based loans, revolving lines of credit, warehouse facilities, recurring revenue and acquisition finance facilities, mezzanine lending, corporate working capital facilities, and credit card programs; treasury management products and services; business and analysis checking, money market, multi-currency, in-country bank, and sweep accounts; receivables services, which include merchant services, remote capture, lockbox, and fraud control services; wire transfer and automated clearing house payment services; business bill pay, credit and debit cards, account analysis, and disbursement services. In addition, it offers foreign exchange and trade finance products and services; letters of credit; and investment services and solutions. The SVB Private Bank segment offers mortgages, home equity lines of credit, restricted and private stock loans, capital call lines of credit, and other secured and unsecured lending products; planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services; and real estate secured loans. The SVB Capital segment provides venture capital investment services. The SVB Securities segment provides investment banking services; products and services, including capital raising, merger and acquisition advisory, equity research, and sales and trading. It operates through 56 offices in the United States and internationally. The company was founded in 1983 and is headquartered in Santa Clara, California.

General Outlook

In simple terms, SVB Financial Group has 59.201 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 1.000% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 1.401%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.501%. This tells us they're good at keeping money after all costs.

Return on Investments

The company's asset efficiency, represented by a robust 0.004% return, is a testament to SVB Financial Group's adeptness in optimizing resource deployment. SVB Financial Group's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.050%. Furthermore, the proficiency of SVB Financial Group in capital utilization is underscored by a remarkable 0.011% return on capital employed.

Stock Prices

SVB Financial Group's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $286.97, while its low point bottomed out at $280.09. This variance in figures offers investors a lucid insight into the roller-coaster ride that is SVB Financial Group's stock market.

Liquidity Ratios

Analyzing SIVB liquidity ratios reveals its financial health of the firm. The current ratio of 307.30% gauges short-term asset coverage for liabilities. The quick ratio (307.30%) assesses immediate liquidity, while the cash ratio (98.75%) indicates cash reserves.

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Current Ratio307.30%
Quick Ratio307.30%
Cash Ratio98.75%

Profitability Ratios

SIVB profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 62.15% underscores its earnings before tax deductions. The effective tax rate stands at 25.62%, revealing its tax efficiency. The net income per EBT, 80.66%, and the EBT per EBIT, 44.36%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 140.09%, we grasp its operational profitability.

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Pretax Profit Margin62.15%
Effective Tax Rate25.62%
Net Income per EBT80.66%
EBT per EBIT44.36%
EBIT per Revenue140.09%

Operational Efficiency

Operational metrics shed light on its business agility. With an operating cycle of 3.07, it details the span from stock purchase to revenue. The 3 days it takes to settle debts showcases its creditor relations. Meanwhile, a 1 cash conversion cycle and 50.75% receivables turnover rate reflect its cash flow efficiency and credit management, respectively.

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Days of Sales Outstanding307
Receivables Turnover0.51
Fixed Asset Turnover2.15
Asset Turnover0.01

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 24.44, and free cash flow per share, 21.92, depict cash generation on a per-share basis. The cash per share value, 670.63, showcases liquidity position. A payout ratio of 0.10 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, 0.93, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share24.44
Free Cash Flow per Share21.92
Cash per Share670.63
Payout Ratio0.10
Operating Cash Flow Sales Ratio0.93
Free Cash Flow to Operating Cash Flow Ratio0.90
Cash Flow Coverage Ratio0.08
Short Term Coverage Ratio0.11
Capital Expenditure Coverage Ratio9.69
Dividend Paid and Capex Coverage Ratio6.32
Dividend Payout Ratio0.01

Debt and Leverage Ratios

Diving into debt and leverage metrics unveils the company's financial structure. The debt ratio, at 9.14%, highlights its total liabilities relative to assets. With a debt-equity ratio of 1.21, we discern the balance between debt and equity financing. The long-term debt to capitalization, 26.54%, and total debt to capitalization, 54.73%, ratios shed light on its capital structure. An interest coverage of 2.10 indicates its ability to manage interest expenses.

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Debt Ratio9.14%
Debt Equity Ratio1.21
Long Term Debt to Capitalization26.54%
Total Debt to Capitalization54.73%
Interest Coverage2.10
Cash Flow to Debt Ratio0.08
Company Equity Multiplier13.23

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 9.07, provides a glimpse into top-line earnings distributed across each share. Net income per share, 28.09, reflects the portion of profit attributed to each share. The book value per share, 268.90, represents the net asset value distributed per share, while the tangible book value per share, 265.21, excludes intangible assets.

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Revenue Per Share9.07
Net Income Per Share28.09
Book Value Per Share268.90
Tangible Book Value Per Share265.21
Shareholders Equity Per Share268.90
Interest Debt Per Share345.05
Capex Per Share-3.61

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 19,242,012,240, captures the company's total value, considering both debt and equity. Income quality, 1.78, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 0.24%, indicates the value of non-physical assets, and capex to operating cash flow, -7.51%, measures reinvestment capability.

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Enterprise Value19,242,012,240
Income Quality1.78
Sales General and Administrative to Revenue4.54
Intangibles to Total Assets0.24%
Capex to Operating Cash Flow-7.51%
Capex to Revenue-39.81%
Capex to Depreciation-96.85%
Stock-Based Compensation to Revenue33.89%
Graham Number412.28
Return on Tangible Assets0.79%
Graham Net Net-2576.02
Working Capital28,976,000,000
Tangible Asset Value15,784,000,000
Net Current Asset Value-152,544,000,000
Invested Capital1
Average Receivables2,505,000,000
Days Sales Outstanding2083
ROIC7.56%
ROE0.10%

Valuation Ratios

Exploring the valuation ratios offers insights into perceived market value. The price to book value ratio, 0.39, and the price to book ratio, 0.39, reflect the market's valuation relative to the company's book value. The price to sales ratio, 4.01, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 4.82, and price to operating cash flows, 4.34, gauge market valuation against cash flow metrics.

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Price Book Value Ratio0.39
Price to Book Ratio0.39
Price to Sales Ratio4.01
Price Cash Flow Ratio4.34
Price Earnings to Growth Ratio0.80
Enterprise Value Multiple0.32
Price Fair Value0.39
Price to Operating Cash Flow Ratio4.34
Price to Free Cash Flows Ratio4.82
Price to Tangible Book Ratio0.86
Enterprise Value to Sales35.63
Enterprise Value Over EBITDA4.97
EV to Operating Cash Flow6.72
Earnings Yield12.21%
Free Cash Flow Yield19.34%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of SVB Financial Group (SIVB) on the NASDAQ in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 8.042 in 2024.

What is the ticker symbol of SVB Financial Group stock?

The ticker symbol of SVB Financial Group stock is SIVB.

What is company IPO date?

IPO date of SVB Financial Group is 1987-10-26.

What is company current share price?

Current share price is 106.040 USD.

What is stock market cap today?

The market cap of stock today is 6277663436.000.

What is PEG ratio in 2024?

The current 0.804 is 0.804 in 2024.

What is the number of employees in 2024?

In 2024 the company has 8553.