First Republic Bank

Symbol: FRC

NYSE

3.51

USD

Market price today

  • 0.9887

    P/E Ratio

  • 0.2941

    PEG Ratio

  • 653.63M

    MRK Cap

  • 0.00%

    DIV Yield

First Republic Bank (FRC) Stock Price & Analysis

Shares Outstanding

186.22M

Gross Profit Margin

1.00%

Operating Profit Margin

0.28%

Net Profit Margin

0.18%

Return on Assets

0.00%

Return on Equity

0.07%

Return on Capital Employed

0.00%

Company general description and statistics

Sector: Financial Services
Industry: Banks—Regional
CEO:Mr. Michael J. Roffler
Full-time employees:7213
City:San Francisco
Address:111 Pine Street
IPO:2010-12-09
CIK:0001132979

First Republic Bank, together with its subsidiaries, provides private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. It operates in two segments, Commercial Banking and Wealth Management. The company accepts deposit products, such as noninterest-bearing checking, interest-bearing checking, money market checking accounts, money market savings accounts, and passbook accounts, as well as certificates of deposit. It also offers a range of lending products that comprise residential mortgage loans, home equity lines of credit, multifamily loans, commercial real estate and construction loans, personal and business loans, single family construction loans, and other loans and lines of credit to businesses and individuals. The company's loans are secured by single family residences, multifamily buildings, and commercial real estate properties. In addition, it provides wealth management services, which include various investment strategies and products, online investment management, trust and custody, full service and online brokerage, financial and estate planning, and access to alternative investments, as well as investing, insurance, and foreign exchange services. Further, the company offers online and mobile banking services; refinancing services; and ATM and debit cards. As of December 31, 2021, it offered its services through 82 licensed deposit taking offices primarily in the San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach and San Diego, California; Portland, Oregon; Boston, Massachusetts; Palm Beach, Florida; Greenwich, Connecticut; New York, New York; and Jackson, Wyoming. It also has 12 additional offices that offer lending, wealth management, or trust services. First Republic Bank was founded in 1985 and is headquartered in San Francisco, California.

General Outlook

In simple terms, First Republic Bank has 186.219 M shares that people are buying and selling right now. When we look at how much money they make before expenses, they keep 1.000% as profit. This shows they're good at controlling costs and are financially stable. Their operating profit, which is money made from regular business activities, is 0.282%. This means they run their business efficiently. Lastly, after paying all their bills, they still have a profit of 0.182%. This tells us they're good at keeping money after all costs.

Return on Investments

First Republic Bank's utilization of its assets to generate profits is strikingly evident through a noteworthy return on equity of 0.074%.

Stock Prices

First Republic Bank's stock prices have been subject to undulating patterns. The peak stock value during this interval surged to $123.415, while its low point bottomed out at $121.58. This variance in figures offers investors a lucid insight into the roller-coaster ride that is First Republic Bank's stock market.

Profitability Ratios

FRC profitability indicators offer a lens into its earnings landscape. A pretax profit margin of 23.04% underscores its earnings before tax deductions. The effective tax rate stands at 20.99%, revealing its tax efficiency. The net income per EBT, 79.01%, and the EBT per EBIT, 81.84%, provide insights into its earnings hierarchy. Lastly, with an EBIT per revenue ratio of 28.15%, we grasp its operational profitability.

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Pretax Profit Margin23.04%
Effective Tax Rate20.99%
Net Income per EBT79.01%
EBT per EBIT81.84%
EBIT per Revenue28.15%

Cash Flow Ratios

Peering into the cash flow metrics reveals liquidity and operational efficiency. The operating cash flow per share, 0.40, and free cash flow per share, 0.16, depict cash generation on a per-share basis. A payout ratio of 0.14 highlights the portion of earnings distributed as dividends. Lastly, the operating cash flow sales ratio, 0.02, offers insight into cash flow relative to sales.

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Operating Cash Flow per Share0.40
Free Cash Flow per Share0.16
Payout Ratio0.14
Operating Cash Flow Sales Ratio0.02
Free Cash Flow to Operating Cash Flow Ratio0.39
Capital Expenditure Coverage Ratio1.64
Dividend Paid and Capex Coverage Ratio0.54
Dividend Payout Ratio0.02

Debt and Leverage Ratios

An interest coverage of 1.09 indicates its ability to manage interest expenses.

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Interest Coverage1.09

Per Share Data

Speaking about the per share data offers a perceptive view of financial distribution. The revenue per share, 31.55, provides a glimpse into top-line earnings distributed across each share. Net income per share, 9.10, reflects the portion of profit attributed to each share. The book value per share, 95.33, represents the net asset value distributed per share, while the tangible book value per share, 94.08, excludes intangible assets.

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Revenue Per Share31.55
Net Income Per Share9.10
Book Value Per Share95.33
Tangible Book Value Per Share94.08
Shareholders Equity Per Share95.33
Interest Debt Per Share88.34
Capex Per Share-1.08

Other Metrics

Venturing into other key metrics unveils diverse facets of financial performance. The enterprise value, 33,301,870,000, captures the company's total value, considering both debt and equity. Income quality, 0.15, assesses the reliability of reported earnings. The ratio of intangibles to total assets, 0.11%, indicates the value of non-physical assets, and capex to operating cash flow, -78.17%, measures reinvestment capability.

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Enterprise Value33,301,870,000
Income Quality0.15
Sales General and Administrative to Revenue0.41
Intangibles to Total Assets0.11%
Capex to Operating Cash Flow-78.17%
Capex to Revenue-3.41%
Capex to Depreciation-102.60%
Stock-Based Compensation to Revenue3.45%
Graham Number139.70
Return on Tangible Assets0.78%
Graham Net Net-1052.16
Working Capital-1,369,000,000
Tangible Asset Value17,217,000,000
Net Current Asset Value-189,862,000,000
Invested Capital1
Average Receivables604,500,000
Average Inventory-9,242,000,000
Days Sales Outstanding45
ROIC6.91%
ROE0.10%

Valuation Ratios

The price to sales ratio, 0.18, provides a perspective on valuation in relation to sales. Ratios like price to free cash flows, 22.54, and price to operating cash flows, 8.75, gauge market valuation against cash flow metrics.

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Price to Sales Ratio0.18
Price Cash Flow Ratio8.75
Price Earnings to Growth Ratio0.29
Enterprise Value Multiple0.60
Price to Operating Cash Flow Ratio8.75
Price to Free Cash Flows Ratio22.54
Price to Tangible Book Ratio1.28
Enterprise Value to Sales5.77
Enterprise Value Over EBITDA10.34
EV to Operating Cash Flow132.15
Earnings Yield7.46%
Free Cash Flow Yield0.25%
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Frequently Asked Question

How many company shares are outstanding in 2024?

There are stock number shares outstanding of First Republic Bank (FRC) on the NYSE in 2024.

What is P/E ratio of enterprise in 2024?

The current P/E ratio of enterprise is 0.989 in 2024.

What is the ticker symbol of First Republic Bank stock?

The ticker symbol of First Republic Bank stock is FRC.

What is company IPO date?

IPO date of First Republic Bank is 2010-12-09.

What is company current share price?

Current share price is 3.510 USD.

What is stock market cap today?

The market cap of stock today is 653628718.000.

What is PEG ratio in 2024?

The current 0.294 is 0.294 in 2024.

What is the number of employees in 2024?

In 2024 the company has 7213.